60 pippa.io Escrow Out Loud: San Francisco Real Estate https://jacksonfuller.com en Matt Fuller & Britton Jackson Matt Fuller & Britton Jackson No names. No addresses. Real SF Real Estate Stories from the JacksonFuller Team no Matt Fuller & Britton Jackson info+5ab02d3b627e02027cf8604d@mg.pippa.io https://assets.pippa.io/shows/5ab02d3b627e02027cf8604d/1524425012072-9d1871d5c32c1e9ac4756ddf1500bacd.jpeg https://jacksonfuller.com Escrow Out Loud: San Francisco Real Estate https://feed.pippa.io/public/shows/5ab02d3b627e02027cf8604d <![CDATA[#61: Prada Thieves, Armed Gaurds, Joe Montana & Soup]]> Sat, 08 Dec 2018 16:00:42 GMT 15:06 5c0aac9cace3e7f53357c059 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/61-prada-thieves-armed-gaurds-joe-montana-soup full Today on Escrow Out Loud, our San Francisco Real Estate podcast, we regale you with some tales from the broker’s tours.


[00:21] You may be wondering, what all these open home signs on Tuesdays are all about? Tuesday broker’s tour is on! A broker’s tour is an opportunity for agents to tour new listings so that they can tell clients about them. It is also a great opportunity to catch up with other agents and keep a pulse on the market. So why was Matt terrified of them when first starting out?


[03:28] There’s some interesting stuff that goes on during a broker’s tour. There was a case of the disappearing Prada shoes, a run-in with some armed guards, as well as the occasional signing of a release of liability form. What’s more, sometimes there is soup!


[09:24] San Francisco is a busy city and all the cars and parking on broker’s tour can be a test of patience on the nearby residents. Matt considers attempting the tour on a bicycle and shares advice on how to deal with an irate homeowner whose parking you might have blocked.


[11:57] Another exciting thing that can happen on these tours is a celebrity drop-in; Britton talks Joe Montana sightings and whether the regular buyers are welcome at the broker’s tours?


Thank you for listening. If you enjoyed this episode leave us a review on your favourite platform, tell your friends and don’t forget to join us again next week!

]]>
Today on Escrow Out Loud, our San Francisco Real Estate podcast, we regale you with some tales from the broker’s tours.


[00:21] You may be wondering, what all these open home signs on Tuesdays are all about? Tuesday broker’s tour is on! A broker’s tour is an opportunity for agents to tour new listings so that they can tell clients about them. It is also a great opportunity to catch up with other agents and keep a pulse on the market. So why was Matt terrified of them when first starting out?


[03:28] There’s some interesting stuff that goes on during a broker’s tour. There was a case of the disappearing Prada shoes, a run-in with some armed guards, as well as the occasional signing of a release of liability form. What’s more, sometimes there is soup!


[09:24] San Francisco is a busy city and all the cars and parking on broker’s tour can be a test of patience on the nearby residents. Matt considers attempting the tour on a bicycle and shares advice on how to deal with an irate homeowner whose parking you might have blocked.


[11:57] Another exciting thing that can happen on these tours is a celebrity drop-in; Britton talks Joe Montana sightings and whether the regular buyers are welcome at the broker’s tours?


Thank you for listening. If you enjoyed this episode leave us a review on your favourite platform, tell your friends and don’t forget to join us again next week!

]]>
#60: Agency Relationships Redone #60: Agency Relationships Redone Fri, 07 Dec 2018 14:16:45 GMT 18:18 5c0a80cdace3e7f53357c045 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/agency-relationships-redone full 60 A note from Matt about this episode: Agency relationships are really important, and the first time we discussed them (episode 14) we had no idea how to record a podcast. Episode 60 is another look at agency relationships in San Francisco real estate. - Matt

---

Today on Escrow Out Loud, our San Francisco Real Estate podcast, we talk about one of the most important, and at the same time least understood, concepts in real estate – agency relationships.


[01:17] Let's start off by looking at real estate agency – what an agent does and what our fiduciary duties entail. Loyalty, confidentiality and the exercise of the utmost care are just a few of our duties to our clients, what are some others?


[02:15] Now that we know what an agent does, let’s talk about who they do it for. There are three types of agency relationships in California, but keep in mind that this does differ by state. Important disclaimer: we are not lawyers and don’t offer legal advice. Britton gives an overview of types of agencies in California: buyer agency, seller agency, and dual agency.


[03:49] People often think dual-agency means that both the buyer and the seller must be working with the same individual i.e., the same exact person with the same exact face! Britton and Matt myth-bust this assumption for us! They explain that the fiduciary relationship goes a level higher than that; the agency relationship is not with an individual agent, it is with the brokerage that holds the license for that agent.

A real-world example: if two different real estate agents from the same brokerage are involved, one representing the seller and the other the buyer, the relationship is dual-agency, and it is at the brokerage level. When a single individual is representing both sides of the transaction it is a specific type of dual-agency.


[06:22] While we are on the subject of agency relationships we explain the three steps in an agency relationship in California; disclosure, election and confirmation. How will the confirmation step change in the new revision of the purchase contract coming up in 2019? Also, what is an implied agency?


[11:34] Finally, how important is it to engage with an agent in the process of buying a house, or should you try and go about it yourself? We explain why it makes sense to put your team together first and what a dual agency can offer.


[15:23] Matt and Britton take us back to a time and share their own experiences in buying their first houses! Back then listings were sent through to them using something called a fax machine.


Thank you for listening. If you enjoyed this episode leave us a review on your favorite platform, tell your friends and don’t forget to join us again next time!

]]>
A note from Matt about this episode: Agency relationships are really important, and the first time we discussed them (episode 14) we had no idea how to record a podcast. Episode 60 is another look at agency relationships in San Francisco real estate. - Matt

---

Today on Escrow Out Loud, our San Francisco Real Estate podcast, we talk about one of the most important, and at the same time least understood, concepts in real estate – agency relationships.


[01:17] Let's start off by looking at real estate agency – what an agent does and what our fiduciary duties entail. Loyalty, confidentiality and the exercise of the utmost care are just a few of our duties to our clients, what are some others?


[02:15] Now that we know what an agent does, let’s talk about who they do it for. There are three types of agency relationships in California, but keep in mind that this does differ by state. Important disclaimer: we are not lawyers and don’t offer legal advice. Britton gives an overview of types of agencies in California: buyer agency, seller agency, and dual agency.


[03:49] People often think dual-agency means that both the buyer and the seller must be working with the same individual i.e., the same exact person with the same exact face! Britton and Matt myth-bust this assumption for us! They explain that the fiduciary relationship goes a level higher than that; the agency relationship is not with an individual agent, it is with the brokerage that holds the license for that agent.

A real-world example: if two different real estate agents from the same brokerage are involved, one representing the seller and the other the buyer, the relationship is dual-agency, and it is at the brokerage level. When a single individual is representing both sides of the transaction it is a specific type of dual-agency.


[06:22] While we are on the subject of agency relationships we explain the three steps in an agency relationship in California; disclosure, election and confirmation. How will the confirmation step change in the new revision of the purchase contract coming up in 2019? Also, what is an implied agency?


[11:34] Finally, how important is it to engage with an agent in the process of buying a house, or should you try and go about it yourself? We explain why it makes sense to put your team together first and what a dual agency can offer.


[15:23] Matt and Britton take us back to a time and share their own experiences in buying their first houses! Back then listings were sent through to them using something called a fax machine.


Thank you for listening. If you enjoyed this episode leave us a review on your favorite platform, tell your friends and don’t forget to join us again next time!

]]>
#59: Refreshed Real Estate Jargon #59: Refreshed Real Estate Jargon Tue, 13 Nov 2018 19:24:17 GMT 17:05 5be9a392e6b07996425a8b55 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/59-real-estate-terminology-gentrifies-itself-in-2019 New for 2019 full 59 Matt recently returned from the California Association of Realtors 3rd (and final) Business Meeting of 2018 where he learned all about the changes in real estate terminology that will be encoded in the legislation. So, armed with this new information, today on Escrow Out Loud, our San Francisco Real Estate podcast, we are playing our ever popular game, Question That Answer!


[02:43] We start off with a minor caveat and launch into the new AB 1289 terminology which comes into effect on January 1, 2019.


[03:29] Questions we cover: The person buying the property? The person selling the property? Goodbye to the transferee and the transferor! Information that relates to the client representation?


[05:12] Quick tangent: An example of a change to the dual agency part of what is considered confidential information that happens when this law is updated.

Among other things, with these changes coming into effect, we can no longer disclose the seller’s motivation for selling, which is one of the commonly asked questions and not relevant to the value of the property.


[09:48] Back to the questions: A personal representative acting to sell a property on behalf of a dead person? A person designated to manage assets in a trust? Which one these is generally exempt from completing the transfer disclosure statement? Bonus question: Why does this make sense?


[12:27] The agent that represents the buyer? This was previously confusing terminology, so, we are particularly excited about this one!


Final question: The number of days in which a buyer who receives a revised transfer disclosure statement has, to cancel the contract?


Thank you for listening. If you enjoyed this episode leave us a review on your favourite platform, tell your friends and don’t forget to join us again next week!

]]>
Matt recently returned from the California Association of Realtors 3rd (and final) Business Meeting of 2018 where he learned all about the changes in real estate terminology that will be encoded in the legislation. So, armed with this new information, today on Escrow Out Loud, our San Francisco Real Estate podcast, we are playing our ever popular game, Question That Answer!


[02:43] We start off with a minor caveat and launch into the new AB 1289 terminology which comes into effect on January 1, 2019.


[03:29] Questions we cover: The person buying the property? The person selling the property? Goodbye to the transferee and the transferor! Information that relates to the client representation?


[05:12] Quick tangent: An example of a change to the dual agency part of what is considered confidential information that happens when this law is updated.

Among other things, with these changes coming into effect, we can no longer disclose the seller’s motivation for selling, which is one of the commonly asked questions and not relevant to the value of the property.


[09:48] Back to the questions: A personal representative acting to sell a property on behalf of a dead person? A person designated to manage assets in a trust? Which one these is generally exempt from completing the transfer disclosure statement? Bonus question: Why does this make sense?


[12:27] The agent that represents the buyer? This was previously confusing terminology, so, we are particularly excited about this one!


Final question: The number of days in which a buyer who receives a revised transfer disclosure statement has, to cancel the contract?


Thank you for listening. If you enjoyed this episode leave us a review on your favourite platform, tell your friends and don’t forget to join us again next week!

]]>
#58: From Zero to One #58: From Zero to One Fri, 02 Nov 2018 18:41:08 GMT 15:26 5bdc8426df8bc6fd1e0d47a4 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/58 full Today, on Escrow Out Loud, our San Francisco Real Estate podcast, we look back on the last year in real estate as we celebrate our one year anniversary as Jackson Fuller Real Estate brokerage.


[00:21] It has been a year since Jackson Fuller Real Estate became an independent brokerage. In that time there have been a lot of shifts (Compass is making a significant impact!) in the San Francisco brokerage community, but we can honestly say that we have had a phenomenal year!


[04:47] Most people appreciate that real estate is a business very focused on relationships; or if it isn’t, it should be. Trust and connections with clients are more important than the name of the company on the business card.


[05:59] What do we wish we knew before we first started? We spent a good amount of time thinking and planning before we started the Jackson Fuller brokerage and even though loyalty made the change bitter sweet, it was the logical next step.


[08:47] Real estate agents are paranoid optimists; agents always have concerns about looming threats to their existence all the while believing that everything will turn out for the best. So, what did we think we could offer by starting our own brokerage? We have more flexibility to do things our way, setting our own rules in what we can offer to our client.


[11:47] Matt finishes this week’s episode with a quick rant about printers and we look at what comes next for our brokerage.


Thank you for listening. If you enjoyed this episode leave us a review on your favourite platform, tell your friends and don’t forget to join us again next week!

]]>
Today, on Escrow Out Loud, our San Francisco Real Estate podcast, we look back on the last year in real estate as we celebrate our one year anniversary as Jackson Fuller Real Estate brokerage.


[00:21] It has been a year since Jackson Fuller Real Estate became an independent brokerage. In that time there have been a lot of shifts (Compass is making a significant impact!) in the San Francisco brokerage community, but we can honestly say that we have had a phenomenal year!


[04:47] Most people appreciate that real estate is a business very focused on relationships; or if it isn’t, it should be. Trust and connections with clients are more important than the name of the company on the business card.


[05:59] What do we wish we knew before we first started? We spent a good amount of time thinking and planning before we started the Jackson Fuller brokerage and even though loyalty made the change bitter sweet, it was the logical next step.


[08:47] Real estate agents are paranoid optimists; agents always have concerns about looming threats to their existence all the while believing that everything will turn out for the best. So, what did we think we could offer by starting our own brokerage? We have more flexibility to do things our way, setting our own rules in what we can offer to our client.


[11:47] Matt finishes this week’s episode with a quick rant about printers and we look at what comes next for our brokerage.


Thank you for listening. If you enjoyed this episode leave us a review on your favourite platform, tell your friends and don’t forget to join us again next week!

]]>
#57: Make Surfboards, Marry Well, or Become an Attorney? #57: Make Surfboards, Marry Well, or Become an Attorney? Fri, 26 Oct 2018 20:40:06 GMT 10:45 5bd3585de3e07d8d4471132e no https://shows.pippa.io/5ab02d3b627e02027cf8604d/57-who-can-afford-a-home-in-san-francisco Who Can Afford A Home in San Francisco? full 57 A nurse. A lawyer. A teacher. An electrician. In this episode of Escrow Out Loud, our San Francisco Real Estate podcast we talk about what kind of people we've worked with over the years to buy a home in San Francisco.


[00:21] San Francisco is an expensive city, it’s true. Even if you make a great salary, that doesn't guarantee you'll be able to buy a home. San Francisco isn't also just a town for the extremely wealthy. We have worked with people from all walks of life who figured out a way to get in to the San Francisco real estate market. From creative types such as writers and surf board makers, to medical professionals and lawyers, to tech people and entrepreneurs as well as teachers, accountants, electricians and a variety of other professions.


[06:15] Previous generations would often buy a house they would live in for the rest of their life. Today, in San Francisco especially, people buy a house that they can afford to live in and that suits their needs today. If they are able to afford more that they can "grow" into, that's great - but it may not necessarily make sense to wait. This is actually good advice for buying a property in San Francisco. Rather than waiting for an ideal house, something that works for your current situation may make it easier to make a switch later when opportunity and need arises.


Thank you for listening. If you enjoyed this episode leave us a review on your favorite platform, tell your friends and don’t forget to join us again next week!

]]>
A nurse. A lawyer. A teacher. An electrician. In this episode of Escrow Out Loud, our San Francisco Real Estate podcast we talk about what kind of people we've worked with over the years to buy a home in San Francisco.


[00:21] San Francisco is an expensive city, it’s true. Even if you make a great salary, that doesn't guarantee you'll be able to buy a home. San Francisco isn't also just a town for the extremely wealthy. We have worked with people from all walks of life who figured out a way to get in to the San Francisco real estate market. From creative types such as writers and surf board makers, to medical professionals and lawyers, to tech people and entrepreneurs as well as teachers, accountants, electricians and a variety of other professions.


[06:15] Previous generations would often buy a house they would live in for the rest of their life. Today, in San Francisco especially, people buy a house that they can afford to live in and that suits their needs today. If they are able to afford more that they can "grow" into, that's great - but it may not necessarily make sense to wait. This is actually good advice for buying a property in San Francisco. Rather than waiting for an ideal house, something that works for your current situation may make it easier to make a switch later when opportunity and need arises.


Thank you for listening. If you enjoyed this episode leave us a review on your favorite platform, tell your friends and don’t forget to join us again next week!

]]>
#56: Precisely-ish, Sordid Sources for San Francisco Real Estate #56: Precisely-ish, Sordid Sources for San Francisco Real Estate Mon, 22 Oct 2018 21:26:05 GMT 15:55 5bca5d8e0d46b9226faefe84 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/56-precisely-ish-sordid-sources-for-san-francisco-real-estat full Welcome to another episode of Escrow Out Loud, our San Francisco Real Estate podcast. This week we focus in on one deceptively tricky real estate statistic: How many homes are for sale, at any given time, in San Francisco?


[00:58] Now, you may ask yourself (like we did): “What could be difficult about figuring this out?” and - as we said - we thought that this sounds like a fairly straightforward number to determine. However, depending on which source you use, the number varies from about 950 properties at the very low end, to 1981 properties at the other end of the scale, with a lot of different numbers in between.


[04:02] Why are we seeing such a large variation in the number of homes for sale that are being reported? There are a number of factors that appear to be skewing the results we are seeing. What are the things to consider when looking at stats about how many homes are currently on the market? There are at least six different factors that account for the huge variation in results: 1. Sources; 2. Off-line property market; 3. Property status; 4. Property types; 5. Statistical smoothing; and 6. New construction.


[14:58] As it is probably abundantly clear by this point, finding the exact number can be a challenge. When you hear a SF real estate statistic, be sure you understand where it is coming from and what the limitations might be. Or, just listen to another Question that Answer episode. Or simply get in touch to see if we can help!


Thank you for listening. If you enjoyed this episode please leave us a review on your favorite platform, tell your friends and don’t forget to join us again next week!

]]>
Welcome to another episode of Escrow Out Loud, our San Francisco Real Estate podcast. This week we focus in on one deceptively tricky real estate statistic: How many homes are for sale, at any given time, in San Francisco?


[00:58] Now, you may ask yourself (like we did): “What could be difficult about figuring this out?” and - as we said - we thought that this sounds like a fairly straightforward number to determine. However, depending on which source you use, the number varies from about 950 properties at the very low end, to 1981 properties at the other end of the scale, with a lot of different numbers in between.


[04:02] Why are we seeing such a large variation in the number of homes for sale that are being reported? There are a number of factors that appear to be skewing the results we are seeing. What are the things to consider when looking at stats about how many homes are currently on the market? There are at least six different factors that account for the huge variation in results: 1. Sources; 2. Off-line property market; 3. Property status; 4. Property types; 5. Statistical smoothing; and 6. New construction.


[14:58] As it is probably abundantly clear by this point, finding the exact number can be a challenge. When you hear a SF real estate statistic, be sure you understand where it is coming from and what the limitations might be. Or, just listen to another Question that Answer episode. Or simply get in touch to see if we can help!


Thank you for listening. If you enjoyed this episode please leave us a review on your favorite platform, tell your friends and don’t forget to join us again next week!

]]>
#55: Insuring My Right To Raise Dinosaurs? #55: Insuring My Right To Raise Dinosaurs? Fri, 12 Oct 2018 17:46:10 GMT 13:00 5bc0da6cd11b0b6f30ec1452 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/55 full 55 Welcome to another episode of Escrow Out Loud, our San Francisco Real Estate podcast. Join us again this week for the second half of our discussion about title insurance when buying a home in San Francisco. We introduce title and escrow insurance in episode 53, Question That Answer.


[00:21] Picking up where we left off in Episode 53 with items that are found on a title report, Britton begins with another example of a defect in title insurance: a mechanic's lien. Britton introduces the idea of a mechanic's lien and gives a theoretical example of how this might come about. A preliminary title report is designed and supposed to show everything that is recorded in the legal public record against the property. Things that may be recorded in the public record are items like a mechanic's lien, existing owner's tax bill and/or mortgages, unpaid utility bills for utilities like garbage or water, CC&Rs for a condo, to give a few examples. These things are typically called exceptions - think of them like pre-existing conditions for health insurance.


[03:37] After the title company removes the "defects" and you are delivered "clean" title, title insurance policies are designed to protect you from things like an unknown mechanic's lien. One way that title insurance is different than most insurance policies is that you pay for it once and the policy lasts for as long as you own the home and/or mortgage.


[05:45] But... is everything about title insurance policies quite as magical as it seems? The flip side of title insurance companies is that they are, in fact, still insurance companies and act as you’d expect an insurance company to behave. Profit is made when revenue exceeds claims...


[08:32] Which leads to a question we get, do you really need title insurance? Lots of people have different feelings about this one, but unless you are a cash buyer your lender will answer the question for you: you will be getting title insurance.


[12:02] Finally, in residential real estate who traditionally pays for title insurance in San Francisco and how much does it cost?


Thank you for joining us. We hope you enjoyed tuning in and join us again next week for another episode!

]]>
Welcome to another episode of Escrow Out Loud, our San Francisco Real Estate podcast. Join us again this week for the second half of our discussion about title insurance when buying a home in San Francisco. We introduce title and escrow insurance in episode 53, Question That Answer.


[00:21] Picking up where we left off in Episode 53 with items that are found on a title report, Britton begins with another example of a defect in title insurance: a mechanic's lien. Britton introduces the idea of a mechanic's lien and gives a theoretical example of how this might come about. A preliminary title report is designed and supposed to show everything that is recorded in the legal public record against the property. Things that may be recorded in the public record are items like a mechanic's lien, existing owner's tax bill and/or mortgages, unpaid utility bills for utilities like garbage or water, CC&Rs for a condo, to give a few examples. These things are typically called exceptions - think of them like pre-existing conditions for health insurance.


[03:37] After the title company removes the "defects" and you are delivered "clean" title, title insurance policies are designed to protect you from things like an unknown mechanic's lien. One way that title insurance is different than most insurance policies is that you pay for it once and the policy lasts for as long as you own the home and/or mortgage.


[05:45] But... is everything about title insurance policies quite as magical as it seems? The flip side of title insurance companies is that they are, in fact, still insurance companies and act as you’d expect an insurance company to behave. Profit is made when revenue exceeds claims...


[08:32] Which leads to a question we get, do you really need title insurance? Lots of people have different feelings about this one, but unless you are a cash buyer your lender will answer the question for you: you will be getting title insurance.


[12:02] Finally, in residential real estate who traditionally pays for title insurance in San Francisco and how much does it cost?


Thank you for joining us. We hope you enjoyed tuning in and join us again next week for another episode!

]]>
#54: Statistics of Doom? September 2018 San Francisco Real Estate Market Update #54: Statistics of Doom? September 2018 San Francisco Real Estate Market Update Sat, 06 Oct 2018 18:14:34 GMT 21:41 5bb7a91a0a6dde4d39f2dfde no https://shows.pippa.io/5ab02d3b627e02027cf8604d/54-statistics-of-doom-september-san-francisco-real-estate-ma full This week our San Francisco Real Estate podcast turns to the rearview mirror for a September 2018 market update.


[00:45] There's been chatter in the San Francisco property market about properties not receiving offers and price reductions returning to the marketplace. Does this mean that there is a market shift looming? Are these stories and anecdotes, or leading indicators of a looming market shift? We try and take some real estate market statistics from the San Francisco multiple listing service (MLS) to see if they might shed some light on the situation; is there really a market shift, or is all still noise?


[03:51] Real Estate valuation can be elusively complicated even though it seems simple. It can often include both the hard analysis of statistics as well as the more subjective personal factors that matter when people buy homes. Sample size is also an essential factor, and SF is a (relatively) small market. Most of the statistics that are reported in the media cover the entire bay area (7 or 9 county region, much more area than just SF) and aren't representative of SF in particular. It can be downright impossible to determine the health of the San Francisco real estate market using just those articles.


[07:18] If you want an accurate picture of what's happening in the market make sure you are looking at SF specifically. But, then the situation will also vary depending on a specific neighborhood as well as property type.


[09:00] The interest rates are rising, and we are seeing things are taking a little longer to happen; is this a blip or are things about to fall? We discuss the last time there was a downturn.


[11:06] It is no secret that in the previous few years it has been a rough market for buyers. Currently, the prices aren't falling, but things are taking longer. We share why buyers shouldn't get scared off by this and why it might actually be a good time for them.


[13:37] So, let's look at some stats. Regarding quantity (year-to-date) re-sales are up, pending sales are up overall, sold listings are up overall and active listings are up.


[16:06] Price year-to-date figures show that the sales price for the overall market is up 8% (single families up 17% and condos up 6%). Properties sold over the listing price are also up 4%; so far 81% of single family homes and 61% of condos sold over listing price this year! We also discuss list price received and price per square foot.


[19:30] Finally, we wrap up today by looking at metrics about time on market and months supply of inventory. Are we currently in a balanced market? We look forward to hearing your thoughts in the comments or via social!


Thank you for joining us. We hope you enjoyed tuning in and join us again next week for another episode!

]]>
This week our San Francisco Real Estate podcast turns to the rearview mirror for a September 2018 market update.


[00:45] There's been chatter in the San Francisco property market about properties not receiving offers and price reductions returning to the marketplace. Does this mean that there is a market shift looming? Are these stories and anecdotes, or leading indicators of a looming market shift? We try and take some real estate market statistics from the San Francisco multiple listing service (MLS) to see if they might shed some light on the situation; is there really a market shift, or is all still noise?


[03:51] Real Estate valuation can be elusively complicated even though it seems simple. It can often include both the hard analysis of statistics as well as the more subjective personal factors that matter when people buy homes. Sample size is also an essential factor, and SF is a (relatively) small market. Most of the statistics that are reported in the media cover the entire bay area (7 or 9 county region, much more area than just SF) and aren't representative of SF in particular. It can be downright impossible to determine the health of the San Francisco real estate market using just those articles.


[07:18] If you want an accurate picture of what's happening in the market make sure you are looking at SF specifically. But, then the situation will also vary depending on a specific neighborhood as well as property type.


[09:00] The interest rates are rising, and we are seeing things are taking a little longer to happen; is this a blip or are things about to fall? We discuss the last time there was a downturn.


[11:06] It is no secret that in the previous few years it has been a rough market for buyers. Currently, the prices aren't falling, but things are taking longer. We share why buyers shouldn't get scared off by this and why it might actually be a good time for them.


[13:37] So, let's look at some stats. Regarding quantity (year-to-date) re-sales are up, pending sales are up overall, sold listings are up overall and active listings are up.


[16:06] Price year-to-date figures show that the sales price for the overall market is up 8% (single families up 17% and condos up 6%). Properties sold over the listing price are also up 4%; so far 81% of single family homes and 61% of condos sold over listing price this year! We also discuss list price received and price per square foot.


[19:30] Finally, we wrap up today by looking at metrics about time on market and months supply of inventory. Are we currently in a balanced market? We look forward to hearing your thoughts in the comments or via social!


Thank you for joining us. We hope you enjoyed tuning in and join us again next week for another episode!

]]>
#53: Question That Answer, or: What We Think A Good Realtor Does #53: Question That Answer, or: What We Think A Good Realtor Does Fri, 28 Sep 2018 18:01:25 GMT 15:29 5bae518ec87e962e7fd2710a no https://shows.pippa.io/5ab02d3b627e02027cf8604d/53 All About Title Insurance full Our San Francisco Real Estate podcast turns to title insurance and escrow this week, and to try and make a relatively dry topic a bit more interesting, we decide to do what we do every day for our clients - question that answer! But first, Matt looks in the mirror after a bad podcast performance and a quick review of our stats reveals how very popular game shows are.


[00:54] With the Jargon Jeopardy episode being one of our most popular episodes, and us not wanting to get a letter from anyone's attorney for using a trademarked term, Matt was inspired to come up with a new name for our most popular game show that's a lot like that one with Alex. Question That Answer seemed like a great description because, as we chat about, it is how we help our clients.


[02:35] We also believe it is not only important to get answers, it is also important to understand them. This is where Britton's experience as a high-school teacher (or is it her past life as a private investigator?) comes very useful!


[04:07] Introducing our next topic of escrow and title insurance with the Inaugural round of Question That Answer. Some Questions we cover are: Title Insurance, Title Insurance Companies, Escrow. As a side note - how Escrow is handled in California may vary from your state, and this show is for entertainment purposes!


[08:32] So, how many title insurance policies do we need? Do you have to have it if you are paying cash? What if we’re paying cash and don’t want a title insurance policy? What about if we are not using cash and are getting a loan from a bank instead?


[10:23] Britton explains the difference between the lenders policy and the owner’s policy of title insurance. We’ve been talking about defects, liens, encumbrance and easements but what do these all mean and what are some examples? Britton shares the story of a San Francisco story (perhaps a true story) about a Glen Park home with a major easement for a utility company....


Thank you for joining us for part 1 of this episode. We hope you enjoyed tuning in and don’t forget to join us again next week for part 2!

]]>
Our San Francisco Real Estate podcast turns to title insurance and escrow this week, and to try and make a relatively dry topic a bit more interesting, we decide to do what we do every day for our clients - question that answer! But first, Matt looks in the mirror after a bad podcast performance and a quick review of our stats reveals how very popular game shows are.


[00:54] With the Jargon Jeopardy episode being one of our most popular episodes, and us not wanting to get a letter from anyone's attorney for using a trademarked term, Matt was inspired to come up with a new name for our most popular game show that's a lot like that one with Alex. Question That Answer seemed like a great description because, as we chat about, it is how we help our clients.


[02:35] We also believe it is not only important to get answers, it is also important to understand them. This is where Britton's experience as a high-school teacher (or is it her past life as a private investigator?) comes very useful!


[04:07] Introducing our next topic of escrow and title insurance with the Inaugural round of Question That Answer. Some Questions we cover are: Title Insurance, Title Insurance Companies, Escrow. As a side note - how Escrow is handled in California may vary from your state, and this show is for entertainment purposes!


[08:32] So, how many title insurance policies do we need? Do you have to have it if you are paying cash? What if we’re paying cash and don’t want a title insurance policy? What about if we are not using cash and are getting a loan from a bank instead?


[10:23] Britton explains the difference between the lenders policy and the owner’s policy of title insurance. We’ve been talking about defects, liens, encumbrance and easements but what do these all mean and what are some examples? Britton shares the story of a San Francisco story (perhaps a true story) about a Glen Park home with a major easement for a utility company....


Thank you for joining us for part 1 of this episode. We hope you enjoyed tuning in and don’t forget to join us again next week for part 2!

]]>
#52: House Hunters #52: House Hunters Fri, 21 Sep 2018 18:24:08 GMT 14:12 5ba506e3bd678a1f34ba1d2e no https://shows.pippa.io/5ab02d3b627e02027cf8604d/52-house-hunters full 52 Our San Francisco Real Estate podcast, Escrow Out Loud, is at a major milestone: with 52 episodes we now have enough podcasts about San Francisco real estate for you to listen to one every week for an entire year!


Verbal offers, llama trainers, no paperwork...today we talk about an American reality TV show called House Hunters. American reality TV is pretty realistic in terms of portraying real-world experiences, right? We discuss...


[01:20] The premise of House Hunters US (there is also House Hunters International) is that there is a couple (or sometimes just a single) who are looking for a new place to live. Interestingly though, but not overly surprising given this is a realty show, the couple almost never want the same thing.


[03:15] The budgets on the show vary and a lot of the times the city they are in remains a mystery to the viewer. The budget is also typically presented as a source of contention between the couple. In our experience this does not happen very often. More often than not couples tend to agree on the amount they wish to spend.


[06:38] Is the exterior of a home important to you when deciding on a property? On the show this seems to be a very important element in making the final decision on a property. Which reminds of us an earlier podcast, Avocado Green Appliances and Faux Brick where we talked with Kevin from Sawyers Design and his take on viewing a property from the exterior.


[09:18] The couple is always shown three different properties and then they pick one. Only three properties? Hmm this seems unlikely to us. Britton may know the realty behind this reality TV set-up.


[12:47] To wrap up, we don’t recommend that you form your expectations of buying property based on what you see on the show. The process is fairly unrealistic, especially when compared to our experiences with the market in San Francisco.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week!

]]>
Our San Francisco Real Estate podcast, Escrow Out Loud, is at a major milestone: with 52 episodes we now have enough podcasts about San Francisco real estate for you to listen to one every week for an entire year!


Verbal offers, llama trainers, no paperwork...today we talk about an American reality TV show called House Hunters. American reality TV is pretty realistic in terms of portraying real-world experiences, right? We discuss...


[01:20] The premise of House Hunters US (there is also House Hunters International) is that there is a couple (or sometimes just a single) who are looking for a new place to live. Interestingly though, but not overly surprising given this is a realty show, the couple almost never want the same thing.


[03:15] The budgets on the show vary and a lot of the times the city they are in remains a mystery to the viewer. The budget is also typically presented as a source of contention between the couple. In our experience this does not happen very often. More often than not couples tend to agree on the amount they wish to spend.


[06:38] Is the exterior of a home important to you when deciding on a property? On the show this seems to be a very important element in making the final decision on a property. Which reminds of us an earlier podcast, Avocado Green Appliances and Faux Brick where we talked with Kevin from Sawyers Design and his take on viewing a property from the exterior.


[09:18] The couple is always shown three different properties and then they pick one. Only three properties? Hmm this seems unlikely to us. Britton may know the realty behind this reality TV set-up.


[12:47] To wrap up, we don’t recommend that you form your expectations of buying property based on what you see on the show. The process is fairly unrealistic, especially when compared to our experiences with the market in San Francisco.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week!

]]>
#51: Jargon Jeopardy #51: Jargon Jeopardy Fri, 14 Sep 2018 20:01:41 GMT 13:45 5b9b9d174f9c8ef16856ce29 no https://jacksonfuller.com/ full 51 This week on our San Francisco real estate podcast Escrow Out Loud, we decide to play a game (since we recorded this edition on a holiday weekend).


[00:29] Britton is really, really good at Scrabble, but that is not what we are playing today. Today we are playing Jargon Jeopardy!


[02:31] “What is Jargon Jeopardy?”, you may ask. Well, follow along as we play and explain commonly used real estate acronyms.


A few highlights:

SFAR/MSI/PMI/CCR/HOA (Angry Dogs in Elevators and Overweight Chihuahuas)/CID/PUD/HO6/CRS/GRI/CFC/RRR/LOI/LTV/BMR...


Phew! We have a lot of jargon in real estate. And this was just a small sample!


[12:45] Finally, Matt and Britton debate the true meaning of LOL.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week!

]]>
This week on our San Francisco real estate podcast Escrow Out Loud, we decide to play a game (since we recorded this edition on a holiday weekend).


[00:29] Britton is really, really good at Scrabble, but that is not what we are playing today. Today we are playing Jargon Jeopardy!


[02:31] “What is Jargon Jeopardy?”, you may ask. Well, follow along as we play and explain commonly used real estate acronyms.


A few highlights:

SFAR/MSI/PMI/CCR/HOA (Angry Dogs in Elevators and Overweight Chihuahuas)/CID/PUD/HO6/CRS/GRI/CFC/RRR/LOI/LTV/BMR...


Phew! We have a lot of jargon in real estate. And this was just a small sample!


[12:45] Finally, Matt and Britton debate the true meaning of LOL.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week!

]]>
#50: Price per Square Foot Police #50: Price per Square Foot Police Fri, 07 Sep 2018 15:10:59 GMT 12:31 5b8972cccc49b10c7bc898cc no https://shows.pippa.io/5ab02d3b627e02027cf8604d/50 full 50 After catching up on the market situation last week, we got to thinking about real estate statistics and how Realtors use and mis-use them. This week on Escrow Out Loud, our San Francisco Real Estate podcast, we were inspired to chat about one of the most popular real estate statistics in San Francisco: price per square foot.


[00:21] Price per square foot (PPSF or $/SF) is a useful metric for pricing consideration and analysis. But where does the number come from? In San Francisco, MLS listings often contain a square footage measurement that allows us to calculate price per square foot. However, MLS sources for square footage come from a variety of sources, and there are no "square footage police" who verify, regulate, or monitor the reporting of square footage.


Finally, we talk about some property types where price per square foot may be a more useful or accurate measurement than in other areas. In a nutshell, price per square foot is most useful where there is homogenous housing.


[05:38] Another challenge in measuring square footage in existing as-built neighborhoods is the ‘bonus space’ a.k.a “This room was probably built without a permit space”. Given that bonus rooms are typically built without benefit of permits, appraisers don’t value these spaces at the same value (price per square foot) as warranted space within a home.


[07:41] When it comes to information on square footage, it is not only the different sources but also the different methods used to measure the footage that result in inconsistencies. Interior only? Walls? Stairs? Bonus space?


[10:36] Finally, a sales price consists of both market value and personal value. In any given sale, how do we know if the sales price is reflective of actual value or if the price was influenced by a personal factor?


Price per square foot is a great place to start a conversation or exploration of value, but because of the way numbers are measured and reported in San Francisco, it isn’t necessarily a 100% accurate data point.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week!

]]>
After catching up on the market situation last week, we got to thinking about real estate statistics and how Realtors use and mis-use them. This week on Escrow Out Loud, our San Francisco Real Estate podcast, we were inspired to chat about one of the most popular real estate statistics in San Francisco: price per square foot.


[00:21] Price per square foot (PPSF or $/SF) is a useful metric for pricing consideration and analysis. But where does the number come from? In San Francisco, MLS listings often contain a square footage measurement that allows us to calculate price per square foot. However, MLS sources for square footage come from a variety of sources, and there are no "square footage police" who verify, regulate, or monitor the reporting of square footage.


Finally, we talk about some property types where price per square foot may be a more useful or accurate measurement than in other areas. In a nutshell, price per square foot is most useful where there is homogenous housing.


[05:38] Another challenge in measuring square footage in existing as-built neighborhoods is the ‘bonus space’ a.k.a “This room was probably built without a permit space”. Given that bonus rooms are typically built without benefit of permits, appraisers don’t value these spaces at the same value (price per square foot) as warranted space within a home.


[07:41] When it comes to information on square footage, it is not only the different sources but also the different methods used to measure the footage that result in inconsistencies. Interior only? Walls? Stairs? Bonus space?


[10:36] Finally, a sales price consists of both market value and personal value. In any given sale, how do we know if the sales price is reflective of actual value or if the price was influenced by a personal factor?


Price per square foot is a great place to start a conversation or exploration of value, but because of the way numbers are measured and reported in San Francisco, it isn’t necessarily a 100% accurate data point.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week!

]]>
<![CDATA[#49: "Woo Woo" The July 2018 Market Update]]> Sat, 25 Aug 2018 14:00:10 GMT 12:24 5b80256018f8ef3721870a8d no https://shows.pippa.io/5ab02d3b627e02027cf8604d/49 full 49 This week on Escrow Out Loud, our San Francisco Real Estate podcast, we chat about what has been happening in San Francisco real estate during the month of July.


[00:21] We start by talking about the typical summer dip in real estate inventory for San Francisco as sellers wait out the summer fog and buyers seek warmer weather and cooler markets. Real Estate blogs typically share bleak outlooks, and is that what is really going on out there and what has been our personal experience during this time?


[04:34] What do the market stats for July mean then? Trend or blip? While the San Francisco real estate market can turn on a dime, it doesn’t feel like that is what’s happening. Interest rates have not gone up enough to drive off buyers, so the slow down really seems like our typical summer slowdown. Also, meet the woo woo.


[05:38] What does appear unchanged in SF is that property prices are as unaffordable as ever. The median price for a single-family house in SF is approaching 1.7 million; there are still condos and houses in certain areas that go for far less than 1.6 million but all homes are now expensive. We repeat what have been saying for a while now, we need more housing!


[07:41] Is this the new normal? Could San Francisco infrastructure support a large influx of people? Some folks feel there is a valid argument that says, even if we build more housing, the city can’t absorb any more people without improvements to transit and other systems.


[11:13] And... back to July market stats! To wrap up, the month supply of inventory is still very tight, under two months, for both condos and single families. Luckily, in September and October we experience the second of our yearly bumps in inventory that may ease some of that pressure.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week!

]]>
This week on Escrow Out Loud, our San Francisco Real Estate podcast, we chat about what has been happening in San Francisco real estate during the month of July.


[00:21] We start by talking about the typical summer dip in real estate inventory for San Francisco as sellers wait out the summer fog and buyers seek warmer weather and cooler markets. Real Estate blogs typically share bleak outlooks, and is that what is really going on out there and what has been our personal experience during this time?


[04:34] What do the market stats for July mean then? Trend or blip? While the San Francisco real estate market can turn on a dime, it doesn’t feel like that is what’s happening. Interest rates have not gone up enough to drive off buyers, so the slow down really seems like our typical summer slowdown. Also, meet the woo woo.


[05:38] What does appear unchanged in SF is that property prices are as unaffordable as ever. The median price for a single-family house in SF is approaching 1.7 million; there are still condos and houses in certain areas that go for far less than 1.6 million but all homes are now expensive. We repeat what have been saying for a while now, we need more housing!


[07:41] Is this the new normal? Could San Francisco infrastructure support a large influx of people? Some folks feel there is a valid argument that says, even if we build more housing, the city can’t absorb any more people without improvements to transit and other systems.


[11:13] And... back to July market stats! To wrap up, the month supply of inventory is still very tight, under two months, for both condos and single families. Luckily, in September and October we experience the second of our yearly bumps in inventory that may ease some of that pressure.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week!

]]>
#48: Water, Water, Water #48: Water, Water, Water Fri, 10 Aug 2018 16:57:42 GMT 19:26 5b6da64b1fdceca10d0bc259 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/48 Our conversation with David Milne of Arch Inspection continues full This week on Escrow Out Loud, our San Francisco Real Estate podcast, we wrap-up our conversation with David Milne, from Arch Home Inspection. If you missed the beginning of our interview, check out our previous two episodes!


[00:21] Buyers will commonly do their homework before the home inspection. This allows them to come prepared with questions. A home inspection however, will offer a different perspective and guidance, so buyers don’t have to worry about missing important details.


[01:24] We talk water! The most worrisome issues are usually somehow water related. David explains that we have to address water issues such as with dealing with rain, considering drainage and subterranean water.


[05:03] Each inspector has their own particular style. David explains how he tries to put things in perspective and get everyone engaged. How does he ensure that he is being fair to all parties involved while being realistic about the condition of the property?


[09:13] Building contractors look at materials differently to most people. Paint is a great example of this; most of us look at paint from an aesthetic point of view, but for David paint is a vehicle for keeping water out.


[11:24] Most of us will have our Spidey senses kick in as we clock-on to a certain vibe when stepping inside a property. David shares some tell-tale signs that there is something more going on that alert him to look closer. Open windows, candles and dehumidifiers are some great examples.


[14:31] Why are there no plastic pipes in San Francisco? In David’s experience logic does not always apply.


[17:54] To wrap up, David shares one way of looking at buying homes in San Francisco. With an old city such as this, when you are buying a house you are buying a piece of history.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week!

]]>
This week on Escrow Out Loud, our San Francisco Real Estate podcast, we wrap-up our conversation with David Milne, from Arch Home Inspection. If you missed the beginning of our interview, check out our previous two episodes!


[00:21] Buyers will commonly do their homework before the home inspection. This allows them to come prepared with questions. A home inspection however, will offer a different perspective and guidance, so buyers don’t have to worry about missing important details.


[01:24] We talk water! The most worrisome issues are usually somehow water related. David explains that we have to address water issues such as with dealing with rain, considering drainage and subterranean water.


[05:03] Each inspector has their own particular style. David explains how he tries to put things in perspective and get everyone engaged. How does he ensure that he is being fair to all parties involved while being realistic about the condition of the property?


[09:13] Building contractors look at materials differently to most people. Paint is a great example of this; most of us look at paint from an aesthetic point of view, but for David paint is a vehicle for keeping water out.


[11:24] Most of us will have our Spidey senses kick in as we clock-on to a certain vibe when stepping inside a property. David shares some tell-tale signs that there is something more going on that alert him to look closer. Open windows, candles and dehumidifiers are some great examples.


[14:31] Why are there no plastic pipes in San Francisco? In David’s experience logic does not always apply.


[17:54] To wrap up, David shares one way of looking at buying homes in San Francisco. With an old city such as this, when you are buying a house you are buying a piece of history.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week!

]]>
#47: What Am I Looking At, What Am I Seeing? #47: What Am I Looking At, What Am I Seeing? Tue, 07 Aug 2018 15:05:49 GMT 15:16 5b6873c47da62eab28c2367c no https://shows.pippa.io/5ab02d3b627e02027cf8604d/47 More with David Milne of Arch Inspections full 47 This week on Escrow Out Loud, our San Francisco Real Estate podcast, we continue our conversation with David Milne, from Arch Home Inspection. If you missed part one of our interview, check out our previous episode #46.


[00:21] A common buyer question is: Should I do an inspection on brand new construction or on the re-sale of a new construction home? What often stands out on this type of property is things go wrong during a remodel. We also talk about what a tank inspection is, other changes that have occurred over the decades, and various other inspections he's often asked about.


[04:50] What are some unusual things one can came across as a building inspector?


[06:01] David likes for people to understand what to expect in terms of the local environment and how that affects building construction. While old construction often had the same construction standards across the country, for new construction this can vary. Amazing fact: Before about 1900 it was not uncommon for homes to be originally built without a foundation!


[09:16] Because the difference between how new and old may be built, David explains how he makes sure he's seeing what he's looking at. Which requires switching his thinking caps through out the day depending on what he is looking at. What is quite helpful for him are his years of experience in the city of San Francisco and knowledge of its history.


[10:55] In terms of favorite neighborhoods, the avenues can make for a straightforward day on the job... Finally, David shares an unfortunate example where an artistic hobby can potentially turn into a hazardous situation...


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for the final part of our interview with David.

]]>
This week on Escrow Out Loud, our San Francisco Real Estate podcast, we continue our conversation with David Milne, from Arch Home Inspection. If you missed part one of our interview, check out our previous episode #46.


[00:21] A common buyer question is: Should I do an inspection on brand new construction or on the re-sale of a new construction home? What often stands out on this type of property is things go wrong during a remodel. We also talk about what a tank inspection is, other changes that have occurred over the decades, and various other inspections he's often asked about.


[04:50] What are some unusual things one can came across as a building inspector?


[06:01] David likes for people to understand what to expect in terms of the local environment and how that affects building construction. While old construction often had the same construction standards across the country, for new construction this can vary. Amazing fact: Before about 1900 it was not uncommon for homes to be originally built without a foundation!


[09:16] Because the difference between how new and old may be built, David explains how he makes sure he's seeing what he's looking at. Which requires switching his thinking caps through out the day depending on what he is looking at. What is quite helpful for him are his years of experience in the city of San Francisco and knowledge of its history.


[10:55] In terms of favorite neighborhoods, the avenues can make for a straightforward day on the job... Finally, David shares an unfortunate example where an artistic hobby can potentially turn into a hazardous situation...


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for the final part of our interview with David.

]]>
#46: Thousands of Home Inspections #46: Thousands of Home Inspections Wed, 01 Aug 2018 08:38:30 GMT 28:02 5b6075494c43ac1347a3f141 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/homeinspections Talking with Home Inspector David Milne of Arch Inspections full 1 46 After a brief hiatus we're back with a brand new episode.


For most buyers, without previous experience in construction, knowing what to look out for when buying a property can be quite daunting. This week on Escrow Out Loud, our San Francisco Real Estate podcast, we talk to David Milne from Arch Home Inspections about the importance of home inspection.


[01:32] Why is it important for everyone to have a home inspection when buying a property? What it really comes down to is gathering information on the condition of the property, so that you can make the best decision going in. David explains there are normally two reports; one is a termite/pest inspection and the other is a contractor report which David would provide. A typical contractor's home inspection report includes everything from the foundations, exterior covering, roof condition, drainage conditions, water, the three utilities, water heater and heat system as well as looking for any alarm bells inside the building. Because a home inspection isn't really designed to cover appliances, David recommends people also consider a home warranty.


[05:17] The pest control inspectors are governed by a board that oversees them but in California there is no licensing for home inspection. What they do have is organizations such as ASHI and CREIA that provide governing standards to follow. What does home code compliance actually mean and how does it change over time?


[09:58] Since home inspectors are not regulated we should consider what the inspector's background is when choosing a good one. In David’s case experience in construction and working as a high-end trim installer made him an ideal fit for a career in home inspection.


[12:15] The process of home inspection can be an emotional and stressful process for everyone involved. For David his favorite inspectins are when dealing with first time buyers. He shares his favorite stories and explains how his approach is to reassure and relax them.


[14:14] Whether he is working with sellers, agents or buyers, David always aims to tell it as it is, without embellishing or leaning towards either side. A part of his job is to deal with objections and the best way he found to deal with this aspect of his job is to keep an open dialogue with people. He recommends that people talk to different contractors if they are not satisfied with the advice they are getting. A good rule of thumb to follow is that if you are hearing similar advice from different people, you are on the right track.


[19:55] Property prices keep climbing in San Francisco and have come a long way in recent years. This means that, proportionally, the major systems and structures cost less to fix now days. Changing the foundation now costs just 5% of the purchase price and is not as relatively daunting.


[22:02] Before beginning his inspection, David likes to ask people what their plans for the property are and advise them accordingly. Most of San Francisco is old and built with old redwood which is great quality. How is the newer construction different? Finally, what to do with old foundations and why it is a good idea to bundle your projects to get the best bang for your buck!


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for part two of our interview with David!

]]>
After a brief hiatus we're back with a brand new episode.


For most buyers, without previous experience in construction, knowing what to look out for when buying a property can be quite daunting. This week on Escrow Out Loud, our San Francisco Real Estate podcast, we talk to David Milne from Arch Home Inspections about the importance of home inspection.


[01:32] Why is it important for everyone to have a home inspection when buying a property? What it really comes down to is gathering information on the condition of the property, so that you can make the best decision going in. David explains there are normally two reports; one is a termite/pest inspection and the other is a contractor report which David would provide. A typical contractor's home inspection report includes everything from the foundations, exterior covering, roof condition, drainage conditions, water, the three utilities, water heater and heat system as well as looking for any alarm bells inside the building. Because a home inspection isn't really designed to cover appliances, David recommends people also consider a home warranty.


[05:17] The pest control inspectors are governed by a board that oversees them but in California there is no licensing for home inspection. What they do have is organizations such as ASHI and CREIA that provide governing standards to follow. What does home code compliance actually mean and how does it change over time?


[09:58] Since home inspectors are not regulated we should consider what the inspector's background is when choosing a good one. In David’s case experience in construction and working as a high-end trim installer made him an ideal fit for a career in home inspection.


[12:15] The process of home inspection can be an emotional and stressful process for everyone involved. For David his favorite inspectins are when dealing with first time buyers. He shares his favorite stories and explains how his approach is to reassure and relax them.


[14:14] Whether he is working with sellers, agents or buyers, David always aims to tell it as it is, without embellishing or leaning towards either side. A part of his job is to deal with objections and the best way he found to deal with this aspect of his job is to keep an open dialogue with people. He recommends that people talk to different contractors if they are not satisfied with the advice they are getting. A good rule of thumb to follow is that if you are hearing similar advice from different people, you are on the right track.


[19:55] Property prices keep climbing in San Francisco and have come a long way in recent years. This means that, proportionally, the major systems and structures cost less to fix now days. Changing the foundation now costs just 5% of the purchase price and is not as relatively daunting.


[22:02] Before beginning his inspection, David likes to ask people what their plans for the property are and advise them accordingly. Most of San Francisco is old and built with old redwood which is great quality. How is the newer construction different? Finally, what to do with old foundations and why it is a good idea to bundle your projects to get the best bang for your buck!


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for part two of our interview with David!

]]>
#45: Mid-Market Metamorphosis? with Eddy Skees #45: Mid-Market Metamorphosis? with Eddy Skees Sat, 02 Jun 2018 15:00:19 GMT 20:35 5b11657370ceba282c8589cf no https://shows.pippa.io/5ab02d3b627e02027cf8604d/mid-market-metamorphosis-with-eddy-skees full This week on Escrow Out Loud, our San Francisco Real Estate podcast, we are in one of San Francisco’s newest buildings, Stage 1075 which features 90 units. We talk to Eddy Skees about these affordable new homes and their thriving Market Street location.


[02:51] Featuring smaller units at lower, more attainable prices, the Stage building was designed with younger, first-time home buyers in mind. It is located in an area of San Francisco called the mid-market which is changing rapidly. The five-star Proper Hotel, and its rooftop bar, Charmaine, happens to be right across the street from the Stage building, and then there is the development of the Yotel Hotel, a number of new apartment buildings, and the new Wholefoods store which are just some examples of the revitalisation currently happening in the neighbourhood.


[07:58] We know that, with increasing gentrification, people on the margins of society get pushed out. The good news is that the city has recognized this problem and has been working with various non-governmental agencies on new affordable housing, to deal with this issue. Mercy Housing is building new studio units for 256 formerly homeless people behind Stage 1027.


[09:46] How does the market rate population feel about that? A majority of people interested in this area recognize and embrace the blend of economics that comes from living in a diverse city neighborhood. With a majority of people being first home buyers, this feels more like a solution to the housing problem in San Francisco. What else is planned for this location?


[16:09] What do we mean by small and affordable? Some ballpark figures for smaller one-bedrooms range in the 500-550sq feet at around 700,000 or the premium one-bedrooms at 650-700sq feet ranging around 800,000. While this might seem small to some people, its good to keep in mind that life in San Francisco revolves around city experiences and getting outside for entertainment. What’s more, their practical urban location means everything you need is at a walking distance and the subway is also just half a block away! (listen to our Late-Adjacent neighborhoods episode for more on how to choose the right location)


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for more San Francisco real estate stories!

]]>
This week on Escrow Out Loud, our San Francisco Real Estate podcast, we are in one of San Francisco’s newest buildings, Stage 1075 which features 90 units. We talk to Eddy Skees about these affordable new homes and their thriving Market Street location.


[02:51] Featuring smaller units at lower, more attainable prices, the Stage building was designed with younger, first-time home buyers in mind. It is located in an area of San Francisco called the mid-market which is changing rapidly. The five-star Proper Hotel, and its rooftop bar, Charmaine, happens to be right across the street from the Stage building, and then there is the development of the Yotel Hotel, a number of new apartment buildings, and the new Wholefoods store which are just some examples of the revitalisation currently happening in the neighbourhood.


[07:58] We know that, with increasing gentrification, people on the margins of society get pushed out. The good news is that the city has recognized this problem and has been working with various non-governmental agencies on new affordable housing, to deal with this issue. Mercy Housing is building new studio units for 256 formerly homeless people behind Stage 1027.


[09:46] How does the market rate population feel about that? A majority of people interested in this area recognize and embrace the blend of economics that comes from living in a diverse city neighborhood. With a majority of people being first home buyers, this feels more like a solution to the housing problem in San Francisco. What else is planned for this location?


[16:09] What do we mean by small and affordable? Some ballpark figures for smaller one-bedrooms range in the 500-550sq feet at around 700,000 or the premium one-bedrooms at 650-700sq feet ranging around 800,000. While this might seem small to some people, its good to keep in mind that life in San Francisco revolves around city experiences and getting outside for entertainment. What’s more, their practical urban location means everything you need is at a walking distance and the subway is also just half a block away! (listen to our Late-Adjacent neighborhoods episode for more on how to choose the right location)


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for more San Francisco real estate stories!

]]>
#44: Hail to the Chief (Economist): Leslie Appleton-Young #44: Hail to the Chief (Economist): Leslie Appleton-Young Sat, 26 May 2018 16:26:18 GMT 32:38 5b082471195badd364efd57d no https://shows.pippa.io/5ab02d3b627e02027cf8604d/44-hail-to-the-chief-economist-leslie-appleton-young full This week on Escrow Out Loud, our San Francisco Real Estate podcast, we have a very special guest star! Leslie Appleton-Young, Senior Vice President and Chief Economist at the California Association of Realtors (CAR), joins us from her home base in Los Angeles to share some of the wisdom she's known for as well as her great insights into the California real estate market.


[00:21] CAR is a state-wide trade organization for organized real estate with more than 195,000 members and Leslie’s role involves directing the activities of the Association's Member Information Team. Her impressive list of responsibilities also includes overseeing analysis of the housing market and brokerage industry trends, close involvement in the Association’s strategic planning as well as leading the Woman Up Initiative.


[01:42] What is the job of Chief Economist? Economics is only part of what her job entails. Monitoring trends and looking at data on median house prices and sales activity is another part. On the CAR website there are dashboards that enable people to pull up information for localized areas by entering a zip codes or a city.


[05:32] How did Leslie come to work at the CAR? We get a little insight into her background.


[07:16] Leslie has invaluable experience gained during her years working in the male dominated field in the 80’s which were formative in helping her establish her career. She formed Woman Up as an opportunity to give back and offer support to other incredible women in the industry. Leslie’s advice is to say yes when offered opportunities! Do not fear you are not ready because we all tend to figure it out as we go.


[13:30] While she is sharing data on what is going on in the housingmarket Leslie generally also offers some great insights into what it is that is driving those numbers. So, what does she think the biggest trends are that are impacting California’s housing? The biggest factor that dictates where the market is heading is the inventory. The housing supply in California is currently lacking, partly due to a lack of new construction and partly because of a demographic shift. Boomers are not moving out of their homes as often and there are a few transactions.


[17:27] If there is a lack of homes on the market why are we not building more? There are solutions but generally people are against these options, due to the lack of infrastructure to support such growth. As a result, working class families and millennials are moving out and moving to areas where there is more development, cheap retirement options and/or strong job markets eg. Texas, Oregon, Washington, Arizona and Nevada. For people choosing to stay in California, they need to re-evaluate what the American dream of home ownership will look like.


[24:06] How has Leslie’s job changed since she started in the 80’s? The internet and access to information has changed some aspects but the one thing that has never changed is the importance of communication.


[28:30] The Bay area, characterized by Leslie as a "petri dish", is an interesting location to keep an eye on as it is experiencing job growth, household growth and income growth but no housing growth. What will the implications of that look like?


[30:45] Matt wraps up with a quick story about being new to real estate and hearing Leslie speak.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for more San Francisco real estate stories!

]]>
This week on Escrow Out Loud, our San Francisco Real Estate podcast, we have a very special guest star! Leslie Appleton-Young, Senior Vice President and Chief Economist at the California Association of Realtors (CAR), joins us from her home base in Los Angeles to share some of the wisdom she's known for as well as her great insights into the California real estate market.


[00:21] CAR is a state-wide trade organization for organized real estate with more than 195,000 members and Leslie’s role involves directing the activities of the Association's Member Information Team. Her impressive list of responsibilities also includes overseeing analysis of the housing market and brokerage industry trends, close involvement in the Association’s strategic planning as well as leading the Woman Up Initiative.


[01:42] What is the job of Chief Economist? Economics is only part of what her job entails. Monitoring trends and looking at data on median house prices and sales activity is another part. On the CAR website there are dashboards that enable people to pull up information for localized areas by entering a zip codes or a city.


[05:32] How did Leslie come to work at the CAR? We get a little insight into her background.


[07:16] Leslie has invaluable experience gained during her years working in the male dominated field in the 80’s which were formative in helping her establish her career. She formed Woman Up as an opportunity to give back and offer support to other incredible women in the industry. Leslie’s advice is to say yes when offered opportunities! Do not fear you are not ready because we all tend to figure it out as we go.


[13:30] While she is sharing data on what is going on in the housingmarket Leslie generally also offers some great insights into what it is that is driving those numbers. So, what does she think the biggest trends are that are impacting California’s housing? The biggest factor that dictates where the market is heading is the inventory. The housing supply in California is currently lacking, partly due to a lack of new construction and partly because of a demographic shift. Boomers are not moving out of their homes as often and there are a few transactions.


[17:27] If there is a lack of homes on the market why are we not building more? There are solutions but generally people are against these options, due to the lack of infrastructure to support such growth. As a result, working class families and millennials are moving out and moving to areas where there is more development, cheap retirement options and/or strong job markets eg. Texas, Oregon, Washington, Arizona and Nevada. For people choosing to stay in California, they need to re-evaluate what the American dream of home ownership will look like.


[24:06] How has Leslie’s job changed since she started in the 80’s? The internet and access to information has changed some aspects but the one thing that has never changed is the importance of communication.


[28:30] The Bay area, characterized by Leslie as a "petri dish", is an interesting location to keep an eye on as it is experiencing job growth, household growth and income growth but no housing growth. What will the implications of that look like?


[30:45] Matt wraps up with a quick story about being new to real estate and hearing Leslie speak.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for more San Francisco real estate stories!

]]>
<![CDATA[#43: Courtship Dances & Horrible Muffins]]> Sat, 19 May 2018 15:00:23 GMT 18:40 5afebf5c68b677fd5919e81e no https://shows.pippa.io/5ab02d3b627e02027cf8604d/horriblemuffins full 43 This week on Escrow Out Loud, our San Francisco Real Estate podcast, we pick up where we left of last week for part 3 of our 3-part interview with Kevin and Pete, (catch up on part two at https://jacksonfuller.com/2018/05/12/42-planning-malarky-pete-and-kevin-part-2/).


[00:50] How long did the whole process take from the start to getting the site permit? The permitting process itself took two and a half years, which was quite a bit longer than expected. There was an unanticipated issue with variance. Because the house is sitting far back on the property they had to go through the variance process in addition to the regular permitting process.


[04:54] In the competitive San Francisco house market part of buying a property involves doing, what Pete calls, a sort of a courtship dance. Good relationships can help with a positive outcome, but still, at the end of the day it’s the numbers that do most of the talking.


[06:43] From a seller’s perspective staging of homes creates an impact and shows the property in the best light. While generally staging a property means neutralising it to appeal to a wider audience, in today’s market highlighting the property’s personality and using a bolder style when staging a home is more commonly seen in certain parts of San Francisco.


[09:53] When Kevin and Pete decided it was great time to sell their previous property, it wasn’t only due to the market blowing up, although this was an added bonus. A number of other factors fell into place. From a personal perspective they were looking to move on; they were both looking for a single-family home and Kevin was looking for a new project. A single-family home is quieter and offers more privacy. BUT, San Francisco is still San Francisco! It’s never too quiet and neighbours are never too far away.


[15:10] Looking back would they go through all of it again? Undeniably they have learned a lot through the process, each lesson informing their next interaction. What are some great lessons learned? Tolerance, learning to relax and go with the process, and of course now they’ve learned to worry about a whole set of different things.


[15:57] Kevin started out by doing graphics and branding for interiors. He has done some really cool projects, we might have to bring him back to hear more about Sawyers design and environmental graphics and branding in San Francisco as well as interior design.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for more San Francisco real estate stories!

]]>
This week on Escrow Out Loud, our San Francisco Real Estate podcast, we pick up where we left of last week for part 3 of our 3-part interview with Kevin and Pete, (catch up on part two at https://jacksonfuller.com/2018/05/12/42-planning-malarky-pete-and-kevin-part-2/).


[00:50] How long did the whole process take from the start to getting the site permit? The permitting process itself took two and a half years, which was quite a bit longer than expected. There was an unanticipated issue with variance. Because the house is sitting far back on the property they had to go through the variance process in addition to the regular permitting process.


[04:54] In the competitive San Francisco house market part of buying a property involves doing, what Pete calls, a sort of a courtship dance. Good relationships can help with a positive outcome, but still, at the end of the day it’s the numbers that do most of the talking.


[06:43] From a seller’s perspective staging of homes creates an impact and shows the property in the best light. While generally staging a property means neutralising it to appeal to a wider audience, in today’s market highlighting the property’s personality and using a bolder style when staging a home is more commonly seen in certain parts of San Francisco.


[09:53] When Kevin and Pete decided it was great time to sell their previous property, it wasn’t only due to the market blowing up, although this was an added bonus. A number of other factors fell into place. From a personal perspective they were looking to move on; they were both looking for a single-family home and Kevin was looking for a new project. A single-family home is quieter and offers more privacy. BUT, San Francisco is still San Francisco! It’s never too quiet and neighbours are never too far away.


[15:10] Looking back would they go through all of it again? Undeniably they have learned a lot through the process, each lesson informing their next interaction. What are some great lessons learned? Tolerance, learning to relax and go with the process, and of course now they’ve learned to worry about a whole set of different things.


[15:57] Kevin started out by doing graphics and branding for interiors. He has done some really cool projects, we might have to bring him back to hear more about Sawyers design and environmental graphics and branding in San Francisco as well as interior design.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for more San Francisco real estate stories!

]]>
#42: Planning Malarkey, Pete and Kevin Part 2 #42: Planning Malarkey, Pete and Kevin Part 2 Sat, 12 May 2018 15:00:51 GMT 23:46 5af47d7e457abd410f19d342 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/42 full 42 This week on Escrow Out Loud, our San Francisco Real Estate podcast, we pick up where we left off last week for part 2 of our 3-part interview with Kevin and Pete. To catch up on part one check out our previous episode Avocado-Green Appliances and Faux Brick.


[00:21] As we mentioned last week, house hunting with Kevin and Pete is an enlightening experience, as each of them assesses a property from their own unique angle; Pete is an electrical engineer and focuses on wiring while Kevin has design background and focuses on the space and flow of the property, envisioning the redesign potential. Even the slightest tweaks to the layout can have a huge impact on the overall feel and function of the property. What are some examples of strange layouts we have seen?


[02:36] The planning process for a renovation project can be long and convoluted. The planning, zoning and building permit applications are supposed to be determined in a fair and objective process for everyone involved – in theory. In practice, what happens is people find ways to game the system. What’s more, there also seems to be a lot of room for interpretation when it comes to enforcing certain rules. What are some examples of this?


[06:49] One issue the city planning department is understandably concerned about is setting precedents that can later be exploited by other people. What about using the approach of ignoring all the rules, doing what you want and just paying the fine at the end?


[09:13] We talk do it yourself foundations. Brick vs concrete foundations and why it may be a good idea to get the foundation checked by a professional!


[13:29] Kevin and Pete’s original plans have changed significantly compared to what they finally ended up with, but Kevin explains this is a normal part of the process. A better sense of budget constraints and the neighborhood, as well as the planning process itself, all informed the final design. Once the planning signed off on Kevin and Pete’s plan and they got their site permit – which included working with the gabled roof design challenge – they could start construction of their modern house that was still in keeping with the feel of the neighborhood.


[15:30] Establishing good relationships with the neighbors in advance of starting construction was invaluable in terms of making the whole experience easier and making sure they were part of the close-knit neighborhood after construction is over. Kevin and Pete made sure to include their neighbors in the process and were respectful of their concerns. Not everyone prescribes to this approach, however. To wrap up today’s episode we share some less pleasant experiences we’ve had with disgruntled individuals.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for part 3 of our interview with Kevin and Pete!

]]>
This week on Escrow Out Loud, our San Francisco Real Estate podcast, we pick up where we left off last week for part 2 of our 3-part interview with Kevin and Pete. To catch up on part one check out our previous episode Avocado-Green Appliances and Faux Brick.


[00:21] As we mentioned last week, house hunting with Kevin and Pete is an enlightening experience, as each of them assesses a property from their own unique angle; Pete is an electrical engineer and focuses on wiring while Kevin has design background and focuses on the space and flow of the property, envisioning the redesign potential. Even the slightest tweaks to the layout can have a huge impact on the overall feel and function of the property. What are some examples of strange layouts we have seen?


[02:36] The planning process for a renovation project can be long and convoluted. The planning, zoning and building permit applications are supposed to be determined in a fair and objective process for everyone involved – in theory. In practice, what happens is people find ways to game the system. What’s more, there also seems to be a lot of room for interpretation when it comes to enforcing certain rules. What are some examples of this?


[06:49] One issue the city planning department is understandably concerned about is setting precedents that can later be exploited by other people. What about using the approach of ignoring all the rules, doing what you want and just paying the fine at the end?


[09:13] We talk do it yourself foundations. Brick vs concrete foundations and why it may be a good idea to get the foundation checked by a professional!


[13:29] Kevin and Pete’s original plans have changed significantly compared to what they finally ended up with, but Kevin explains this is a normal part of the process. A better sense of budget constraints and the neighborhood, as well as the planning process itself, all informed the final design. Once the planning signed off on Kevin and Pete’s plan and they got their site permit – which included working with the gabled roof design challenge – they could start construction of their modern house that was still in keeping with the feel of the neighborhood.


[15:30] Establishing good relationships with the neighbors in advance of starting construction was invaluable in terms of making the whole experience easier and making sure they were part of the close-knit neighborhood after construction is over. Kevin and Pete made sure to include their neighbors in the process and were respectful of their concerns. Not everyone prescribes to this approach, however. To wrap up today’s episode we share some less pleasant experiences we’ve had with disgruntled individuals.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for part 3 of our interview with Kevin and Pete!

]]>
#41: Avocado-Green Appliances and Faux Brick #41: Avocado-Green Appliances and Faux Brick Sun, 06 May 2018 21:35:13 GMT 21:12 5aedaad0a15c2dd12887884c no https://shows.pippa.io/5ab02d3b627e02027cf8604d/avocado-green-appliances-and-faux-brick full 41 This week on Escrow Out Loud, our San Francisco Real Estate podcast, we interview our dear friends, long time clients and accomplished individuals in their own right, Kevin (from Sawyers Design) and Pete.


[00:53] The very first purchase we worked on together with Kevin and Pete was many years ago, back in 2003. Kevin is an interior designer and has a great eye for looking at homes from a design perspective. What does he look for in a home? And what does having "good bones" mean in terms of houses?


[03:41] Upon first seeing their potential home Kevin was flooded with ideas of what he would love to do with it. Of course, these ideas evolve and grow when you live in a space. The first step was to remodel the kitchen and the bathroom.


[05:10] While Kevin is looking at homes with his designer eye, what is Pete doing?


[7:14] Kevin and Pete lived through both a condo conversion as well as an interior remodel. But the remodel was a somewhat more traumatic experience. One of the things they have learned is to ask a lot of questions! Britton and Pete trade contractor stories, and she shares why she chose the higher bid over all the others when she was doing her remodel and how a detailed bid meant coming in within 1-2% of the budget.


[10:28] Living in the property while it’s being remodeled is not a pleasant experience - just ask Britton, Kevin and Pete. If you can manage it, stay somewhere else. At least until you have running water in the house again. Another good piece of advice is to not put all your hopes and dreams into a property until you know you have it. The market can be competitive and sometimes disappointments happen. And sometimes missing out can be a blessing in disguise. TICs can get complicated quick. What are some things to be aware of when looking for TIC partners?


[17:23] Vague statements come true: Matt and Britton do have experiences and relationships which can be an advantage in the home buying process. Kevin and Pete do some reminiscing on opportunities lost and the good batting average they’ve had working with Matt and Britton.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for part 2 of our interview with Kevin and Pete!

]]>
This week on Escrow Out Loud, our San Francisco Real Estate podcast, we interview our dear friends, long time clients and accomplished individuals in their own right, Kevin (from Sawyers Design) and Pete.


[00:53] The very first purchase we worked on together with Kevin and Pete was many years ago, back in 2003. Kevin is an interior designer and has a great eye for looking at homes from a design perspective. What does he look for in a home? And what does having "good bones" mean in terms of houses?


[03:41] Upon first seeing their potential home Kevin was flooded with ideas of what he would love to do with it. Of course, these ideas evolve and grow when you live in a space. The first step was to remodel the kitchen and the bathroom.


[05:10] While Kevin is looking at homes with his designer eye, what is Pete doing?


[7:14] Kevin and Pete lived through both a condo conversion as well as an interior remodel. But the remodel was a somewhat more traumatic experience. One of the things they have learned is to ask a lot of questions! Britton and Pete trade contractor stories, and she shares why she chose the higher bid over all the others when she was doing her remodel and how a detailed bid meant coming in within 1-2% of the budget.


[10:28] Living in the property while it’s being remodeled is not a pleasant experience - just ask Britton, Kevin and Pete. If you can manage it, stay somewhere else. At least until you have running water in the house again. Another good piece of advice is to not put all your hopes and dreams into a property until you know you have it. The market can be competitive and sometimes disappointments happen. And sometimes missing out can be a blessing in disguise. TICs can get complicated quick. What are some things to be aware of when looking for TIC partners?


[17:23] Vague statements come true: Matt and Britton do have experiences and relationships which can be an advantage in the home buying process. Kevin and Pete do some reminiscing on opportunities lost and the good batting average they’ve had working with Matt and Britton.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for part 2 of our interview with Kevin and Pete!

]]>
#40: (Online) Safety First #40: (Online) Safety First Sat, 28 Apr 2018 15:03:05 GMT 21:22 5ae33d3f895799dd3847a31f no https://shows.pippa.io/5ab02d3b627e02027cf8604d/40-online-safety-first full When a wealthy Nigerian man emails us asking for a million dollar loan, we can safely assume we are being scammed. But not all scams are as easy to spot. This week on Escrow Out Loud, our San Francisco Real Estate podcast, we talk about online scams and fraud.


[02:02] Bank robbing is risky and often not very lucrative, cybercrime on the other hand can not only be performed remotely but it typically also has a much larger payoff. With the huge figures attached to San Francisco real estate deals and money being wired from buyers to title companies to sellers, is it any wonder it has become an area of interest for sophisticated online scammers. Their goal is often to hack into the email accounts involved in the transaction. That’s a problem. Why? Because we can’t always tell if our e-mail (or anyone else's who’s involved) has been hacked!


[04:34] One way they can then get a hold of our money is by sending fake wiring instructions. Title companies, banks and other companies attacked have beefed up their security leaving brokerages and consumers as the weak point of entry. While there are benefits in terms of speed and convenience in dealing on-line, it comes with a drawback in terms of security.


[07:39] E-mail is a very insecure platform that shouldn’t be used for personal documents. If you are involved in real estate transactions, we recommend strengthening security on the account you will be using. This includes using two factor authentication on the said email account as well as using a different password for your email than you use for anything else. Because we are entrusted with a lot of sensitive information we take security very seriously. What are some precautions we take?


[11:50] What if you don’t want to use email but still want to be digital? There are some other options available. Slack, iMessage, WhatsApp, Skype are all widely available and encrypted end-to-end. Another thing you can do is make sure to call the escrow company to confirm wire instructions before sending or receiving a wire. Just make sure you don’t use the phone number given in the email instructions! Get it from a reliable source. We share some other things to look out for and Britton shares her personal experiences with wire transfer when she was purchasing her ‘real home’. (You can hear more about Britton’s real home in Episode 24: A Real Home)


[17:07] While you can wire safely if you take all the precautions, what if you don’t want to wire at all? Are there other options? Yep. You can use a cashier’s check. Now that we have scared everybody silly, we can wrap up today’s episode! If anybody has more questions don’t hesitate to e-mail us or download our pdf for more information. Stay safe everybody!


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for more San Francisco real estate stories!

]]>
When a wealthy Nigerian man emails us asking for a million dollar loan, we can safely assume we are being scammed. But not all scams are as easy to spot. This week on Escrow Out Loud, our San Francisco Real Estate podcast, we talk about online scams and fraud.


[02:02] Bank robbing is risky and often not very lucrative, cybercrime on the other hand can not only be performed remotely but it typically also has a much larger payoff. With the huge figures attached to San Francisco real estate deals and money being wired from buyers to title companies to sellers, is it any wonder it has become an area of interest for sophisticated online scammers. Their goal is often to hack into the email accounts involved in the transaction. That’s a problem. Why? Because we can’t always tell if our e-mail (or anyone else's who’s involved) has been hacked!


[04:34] One way they can then get a hold of our money is by sending fake wiring instructions. Title companies, banks and other companies attacked have beefed up their security leaving brokerages and consumers as the weak point of entry. While there are benefits in terms of speed and convenience in dealing on-line, it comes with a drawback in terms of security.


[07:39] E-mail is a very insecure platform that shouldn’t be used for personal documents. If you are involved in real estate transactions, we recommend strengthening security on the account you will be using. This includes using two factor authentication on the said email account as well as using a different password for your email than you use for anything else. Because we are entrusted with a lot of sensitive information we take security very seriously. What are some precautions we take?


[11:50] What if you don’t want to use email but still want to be digital? There are some other options available. Slack, iMessage, WhatsApp, Skype are all widely available and encrypted end-to-end. Another thing you can do is make sure to call the escrow company to confirm wire instructions before sending or receiving a wire. Just make sure you don’t use the phone number given in the email instructions! Get it from a reliable source. We share some other things to look out for and Britton shares her personal experiences with wire transfer when she was purchasing her ‘real home’. (You can hear more about Britton’s real home in Episode 24: A Real Home)


[17:07] While you can wire safely if you take all the precautions, what if you don’t want to wire at all? Are there other options? Yep. You can use a cashier’s check. Now that we have scared everybody silly, we can wrap up today’s episode! If anybody has more questions don’t hesitate to e-mail us or download our pdf for more information. Stay safe everybody!


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for more San Francisco real estate stories!

]]>
#39: Does a Closet a Bedroom Make? #39: Does a Closet a Bedroom Make? Sun, 22 Apr 2018 18:54:30 GMT 11:12 5adb4edfc4a86b7c5968b8fe no https://shows.pippa.io/5ab02d3b627e02027cf8604d/episode-39-does-a-closet-a-room-make full 39 What makes a bedroom? A bed? A closet? A window? This week on Escrow Out Loud, our San Francisco Real Estate podcast, we talk about the requirements that a room needs to meet to be considered a bedroom.


[01:15] Some think that a room needs to have a closet and a window, but what are the official requirements set by the city building code? We've seen a lot of interesting spaces being marketed as bedrooms, some of which may be considered "illegal". San Francisco has a rich architectural history and layouts have changed significantly over the years. How do Victorian layouts compare to today's ideas of what a bedroom is supposed to be? Listen to our Open Concept Thanksgiving! episode for more on this topic.


[06:08] So, if it's not a bedroom what is it? How do we define these extra spaces? The extra nooks and crannies are often marketed by developers as +1, but what does that really mean?


[09:06] To wrap up, we explain why we believe it's always better to under-promise and over-deliver.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for more San Francisco real estate stories!

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What makes a bedroom? A bed? A closet? A window? This week on Escrow Out Loud, our San Francisco Real Estate podcast, we talk about the requirements that a room needs to meet to be considered a bedroom.


[01:15] Some think that a room needs to have a closet and a window, but what are the official requirements set by the city building code? We've seen a lot of interesting spaces being marketed as bedrooms, some of which may be considered "illegal". San Francisco has a rich architectural history and layouts have changed significantly over the years. How do Victorian layouts compare to today's ideas of what a bedroom is supposed to be? Listen to our Open Concept Thanksgiving! episode for more on this topic.


[06:08] So, if it's not a bedroom what is it? How do we define these extra spaces? The extra nooks and crannies are often marketed by developers as +1, but what does that really mean?


[09:06] To wrap up, we explain why we believe it's always better to under-promise and over-deliver.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for more San Francisco real estate stories!

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#38: April Market Update #38: April Market Update Sat, 14 Apr 2018 15:00:00 GMT 17:57 5ad12318aaae09363f6ecae4 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/38-april-market-update full 38 Prices are up, volume is down, buyers are exhuasted and sellers are...? A smaller pie can cause some awful table manners, and all of this is causing some agents to behave very badly indeed. Welcome to this week’s episode of Escrow Out Loud, our San Francisco Real Estate podcast.


[00:20] House prices continue their rise in 2018. The median sale price has doubled since 2013 and now sits at 1.61 million dollars. Doing the math, this means that in order to afford a mid-priced home in SF one needs to have a down-payment of 300k and an annual income of about $300,000. However. Let’s not forget that in the current market a 20% down payment regularly gets beat by much larger down payments or all cash offers. This is a difficult market for buyers. So difficult in fact, that we know at least one agent who currently only works with sellers.


[03:08] So, what is some advice we can share? Most importantly, be realistic, and do not engage in magical thinking! That reminds us of one of our previous episodes: Opportunity or Offal, Off-MLS Sales in San Francisco. Buying a home is a very personal, emotional journey. It is understandable for buyers to want to fall in love with, what will potentially become, their new home. But in this market, the competition is fierce and sometimes there will be disappointment. So, try not get too attached.


[06:26] With properties always selling for figures well above the asking price. What is the right way to price properties? If the advertised price is set artificially low, trying to guess what that real figure will be can be infuriating. We discuss the arguments for pricing realistically vs pricing for an assumed markup on the advertised price.


[10:30] This is one of the great things about being a team, where agents can have an honest conversation about listings and offer an additional perspective when trying to gauge property values. This brings us to our next point and this is one we have dedicated a previous podcast episode to: Agents Behaving Badly. With so many sellers leaving and there being a limited amount of business to go around at the moment, agents are perhaps engaging in behaviors they wouldn’t otherwise. An example of this are pre-emptive offers. Do we have to present all offers if get them? Find the answer to that question in Ep15: Discriminating Sellers: Sell Only to Short People or Offers Anytime? This also ties into the Agency Disclosure episode.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for more San Francisco real estate stories!

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Prices are up, volume is down, buyers are exhuasted and sellers are...? A smaller pie can cause some awful table manners, and all of this is causing some agents to behave very badly indeed. Welcome to this week’s episode of Escrow Out Loud, our San Francisco Real Estate podcast.


[00:20] House prices continue their rise in 2018. The median sale price has doubled since 2013 and now sits at 1.61 million dollars. Doing the math, this means that in order to afford a mid-priced home in SF one needs to have a down-payment of 300k and an annual income of about $300,000. However. Let’s not forget that in the current market a 20% down payment regularly gets beat by much larger down payments or all cash offers. This is a difficult market for buyers. So difficult in fact, that we know at least one agent who currently only works with sellers.


[03:08] So, what is some advice we can share? Most importantly, be realistic, and do not engage in magical thinking! That reminds us of one of our previous episodes: Opportunity or Offal, Off-MLS Sales in San Francisco. Buying a home is a very personal, emotional journey. It is understandable for buyers to want to fall in love with, what will potentially become, their new home. But in this market, the competition is fierce and sometimes there will be disappointment. So, try not get too attached.


[06:26] With properties always selling for figures well above the asking price. What is the right way to price properties? If the advertised price is set artificially low, trying to guess what that real figure will be can be infuriating. We discuss the arguments for pricing realistically vs pricing for an assumed markup on the advertised price.


[10:30] This is one of the great things about being a team, where agents can have an honest conversation about listings and offer an additional perspective when trying to gauge property values. This brings us to our next point and this is one we have dedicated a previous podcast episode to: Agents Behaving Badly. With so many sellers leaving and there being a limited amount of business to go around at the moment, agents are perhaps engaging in behaviors they wouldn’t otherwise. An example of this are pre-emptive offers. Do we have to present all offers if get them? Find the answer to that question in Ep15: Discriminating Sellers: Sell Only to Short People or Offers Anytime? This also ties into the Agency Disclosure episode.


Thank you for joining us for this week’s episode. We hope you enjoyed tuning in and join us again next week for more San Francisco real estate stories!

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<![CDATA[#37: This Month's Mayor's Race]]> Wed, 11 Apr 2018 16:43:52 GMT 17:28 5ace1dc40728ba8035b86e4a no https://shows.pippa.io/5ab02d3b627e02027cf8604d/37-mayors-race full 37 For the last three months just about all anybody has been talking about in San Francisco is the upcoming mayoral election. So naturally, this week on Escrow Out Loud, our San Francisco Real Estate podcast, we talk about politics!


[00:20] What an eventful year it has been so far. We kick things off with Aaron Peskin, his recent criticism of the San Francisco’s Fire Department, and the role he played in getting London Breed deposed as the interim mayor.


[02:08] So who are the candidates for San Francisco mayor? There are eight in all, with the front-running four being: London Breed, Jane Kim, Mark Leno and Angela Alioto. Because most people in San Francisco fall somewhere on the progressive liberal political scale, identity politics often come into play during election time. But is this going to be the defining factor? The big question of the race is: Will identity politics win out over policy? According to the latest polls, the favorites to win are London Breed and Jane Kim. In the event of a close race, San Francisco uses a ranked choice voting; how does this work?


[08:26] Some of the big issues that people will be voting on are housing, municipal services and homelessness. It seems that being a ‘flaming lefty’ is the easy route to take in San Francisco, but is this approach the answer to everything? Britton explains what her reasons for supporting London Breed are, including the fact that she is smart, realistic and has the right motivations in undertaking such a challenging role. The increase in homelessness and a growing sense of disconnect in the community are just some of the changes we’ve seen in the city, so there is a lot on the plate for whoever takes up the position next.


Thank you for joining us for this week’s episode. We hope you enjoyed this episode and join us again next week for more San Francisco real estate stories!

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For the last three months just about all anybody has been talking about in San Francisco is the upcoming mayoral election. So naturally, this week on Escrow Out Loud, our San Francisco Real Estate podcast, we talk about politics!


[00:20] What an eventful year it has been so far. We kick things off with Aaron Peskin, his recent criticism of the San Francisco’s Fire Department, and the role he played in getting London Breed deposed as the interim mayor.


[02:08] So who are the candidates for San Francisco mayor? There are eight in all, with the front-running four being: London Breed, Jane Kim, Mark Leno and Angela Alioto. Because most people in San Francisco fall somewhere on the progressive liberal political scale, identity politics often come into play during election time. But is this going to be the defining factor? The big question of the race is: Will identity politics win out over policy? According to the latest polls, the favorites to win are London Breed and Jane Kim. In the event of a close race, San Francisco uses a ranked choice voting; how does this work?


[08:26] Some of the big issues that people will be voting on are housing, municipal services and homelessness. It seems that being a ‘flaming lefty’ is the easy route to take in San Francisco, but is this approach the answer to everything? Britton explains what her reasons for supporting London Breed are, including the fact that she is smart, realistic and has the right motivations in undertaking such a challenging role. The increase in homelessness and a growing sense of disconnect in the community are just some of the changes we’ve seen in the city, so there is a lot on the plate for whoever takes up the position next.


Thank you for joining us for this week’s episode. We hope you enjoyed this episode and join us again next week for more San Francisco real estate stories!

]]>
#36: Meet Micki (part 2 of 2) #36: Meet Micki (part 2 of 2) Wed, 28 Mar 2018 18:40:06 GMT 14:19 5abbb042ddec57cd3c6e1cdc no https://shows.pippa.io/5ab02d3b627e02027cf8604d/35-meet-micki-2 full 36 This week on Escrow Out Loud, our San Francisco Real Estate podcast, we pick up where we left of last week for part 2 of Matt’s interview with Britton’s Mum Micki.


[00:20] Micki has had a lot of great real estate experiences over the years, but she does recall one occasion that was just awful. While trying to sell their house in Austin, Micki and her husband came across a snake oil salesman masquerading as a real estate agent. Having already singed a contract with a particular brokerage, the manager refused to let them out of their contract, but luckily, after voicing their complaints, they had a new agent assigned to them and she was brilliant – she managed to rebuild trust and humanized the whole experience. Is it a coincidence that she was previously a nurse?


[04:40] There are many different parts to a real estate process. Different agents can excel at different parts but the stand outs, they are good at most or all of it. It is also what makes Matt and Britton such a great team - they complement each other bringing their particular strength to the table.


[06:51] How has the real estate experience changed over the decades? We have come a long way in some ways. Did you know that not so long ago, the income of a female of a child-bearing age wasn’t taken into account for a mortgage application?


[08:37] Collecting rubber bands and porcelain animals! Britton had some interesting hobbies growing up, but what discouraged her from her childhood dream of becoming a veterinarian? To wrap it all up, Micki shares some personal stories about Britton.


Thank you for joining us for this week’s episode. We hope you enjoyed this interview and join us again next week for more San Francisco real estate stories!

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This week on Escrow Out Loud, our San Francisco Real Estate podcast, we pick up where we left of last week for part 2 of Matt’s interview with Britton’s Mum Micki.


[00:20] Micki has had a lot of great real estate experiences over the years, but she does recall one occasion that was just awful. While trying to sell their house in Austin, Micki and her husband came across a snake oil salesman masquerading as a real estate agent. Having already singed a contract with a particular brokerage, the manager refused to let them out of their contract, but luckily, after voicing their complaints, they had a new agent assigned to them and she was brilliant – she managed to rebuild trust and humanized the whole experience. Is it a coincidence that she was previously a nurse?


[04:40] There are many different parts to a real estate process. Different agents can excel at different parts but the stand outs, they are good at most or all of it. It is also what makes Matt and Britton such a great team - they complement each other bringing their particular strength to the table.


[06:51] How has the real estate experience changed over the decades? We have come a long way in some ways. Did you know that not so long ago, the income of a female of a child-bearing age wasn’t taken into account for a mortgage application?


[08:37] Collecting rubber bands and porcelain animals! Britton had some interesting hobbies growing up, but what discouraged her from her childhood dream of becoming a veterinarian? To wrap it all up, Micki shares some personal stories about Britton.


Thank you for joining us for this week’s episode. We hope you enjoyed this interview and join us again next week for more San Francisco real estate stories!

]]>
#35: Meet Micki (part 1 of 2) #35: Meet Micki (part 1 of 2) Fri, 23 Mar 2018 17:08:34 GMT 22:16 5ab297f1627e02027cf86102 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/35-meet-micki full Britton’s mum Micki joins us this week on Escrow Out Loud, our San Francisco Real Estate podcast. Similarly to Matt’s parents, Micki and her husband Bill moved across the country on several occasions to explore interesting opportunities at work. In part one of Matt's interview with Micki, she shares their home ownership journey from Marin, to Austin and all the adventures in between.


[01:02] We start the journey back at the beginning. The year was 1971 and, after looking at some options in San Francisco (SF) - their preferred location, Micki and her husband decided to venture out to Marin County where the housing was more affordable. They met a fantastic agent at an open house in Gough Street and he recommended another great agent who worked with them in Marin. However, after an exciting job opportunity beckoned Bill to Anchorage, Alaska, they decided to do the unthinkable and sell their house without an agent!


[04:34] With two full-price offers on the very first day, they had no trouble selling the house. In fact, they found the perfect buyers. Not only did they love the house, but they also bought their car and even adopted their cat, Sebastian – who would have hated Anchorage. What a great story! With things moving so quickly, Bill moved to Alaska ahead of the family and Micki entrusted him to find their next home with just these simple instructions: “You know what I don’t like”. Some years later, the family was on the move again, this time to Larchmont, New York. They spent many years here and Britton attended high school, grammar school and middle school in Larchmont. But soon enough another job offer called and Bill moved out to Austin ahead of Micki to look for their next home. He found a house according to the same instructions as he had previously.


[09:45] For most people, buying a house can be an overwhelming and somewhat scary experience. A great agent can make the whole process less stressful. What’s more, the best agents take interest in their clients as individuals and often friendships can develop. So how did Britton go from being a high school English teacher to a real estate agent and what role did Micki play in making that happen? Also, is it true that former teachers make the best real estate agents? Because the focus of a great realtor is to help people, the theory/philosophy that the best realtors come from helping professions such as teaching, and nursing makes a lot of sense.


[15:09] It is unsettling to see, that sometimes, as people get older and go through significant changes in their lives, it can leave them vulnerable to being taken advantage of. A trend we often see in SF is people downsizing and moving back to the city, looking for smaller homes with better access to amenities, most importantly because human interaction is so important at any age and it can rejuvenate people who were lonely and living alone once they are surrounded by people again.


Thank you for joining us for this week’s episode. We hope you enjoyed part one this interview and join us again next week for part two!

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Britton’s mum Micki joins us this week on Escrow Out Loud, our San Francisco Real Estate podcast. Similarly to Matt’s parents, Micki and her husband Bill moved across the country on several occasions to explore interesting opportunities at work. In part one of Matt's interview with Micki, she shares their home ownership journey from Marin, to Austin and all the adventures in between.


[01:02] We start the journey back at the beginning. The year was 1971 and, after looking at some options in San Francisco (SF) - their preferred location, Micki and her husband decided to venture out to Marin County where the housing was more affordable. They met a fantastic agent at an open house in Gough Street and he recommended another great agent who worked with them in Marin. However, after an exciting job opportunity beckoned Bill to Anchorage, Alaska, they decided to do the unthinkable and sell their house without an agent!


[04:34] With two full-price offers on the very first day, they had no trouble selling the house. In fact, they found the perfect buyers. Not only did they love the house, but they also bought their car and even adopted their cat, Sebastian – who would have hated Anchorage. What a great story! With things moving so quickly, Bill moved to Alaska ahead of the family and Micki entrusted him to find their next home with just these simple instructions: “You know what I don’t like”. Some years later, the family was on the move again, this time to Larchmont, New York. They spent many years here and Britton attended high school, grammar school and middle school in Larchmont. But soon enough another job offer called and Bill moved out to Austin ahead of Micki to look for their next home. He found a house according to the same instructions as he had previously.


[09:45] For most people, buying a house can be an overwhelming and somewhat scary experience. A great agent can make the whole process less stressful. What’s more, the best agents take interest in their clients as individuals and often friendships can develop. So how did Britton go from being a high school English teacher to a real estate agent and what role did Micki play in making that happen? Also, is it true that former teachers make the best real estate agents? Because the focus of a great realtor is to help people, the theory/philosophy that the best realtors come from helping professions such as teaching, and nursing makes a lot of sense.


[15:09] It is unsettling to see, that sometimes, as people get older and go through significant changes in their lives, it can leave them vulnerable to being taken advantage of. A trend we often see in SF is people downsizing and moving back to the city, looking for smaller homes with better access to amenities, most importantly because human interaction is so important at any age and it can rejuvenate people who were lonely and living alone once they are surrounded by people again.


Thank you for joining us for this week’s episode. We hope you enjoyed part one this interview and join us again next week for part two!

]]>
#34: Hi Dad! (part 2 of 2) #34: Hi Dad! (part 2 of 2) Wed, 14 Mar 2018 20:48:59 GMT 14:33 https://jacksonfuller.com/?p=18528 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8604e This week on Escrow Out Loud, our San Francisco Real Estate podcast, we pick up where we left off last week for part 2 of Matt’s interview with his dad. - [00:20] For sale by owner in Gallup, New Mexico! This week on Escrow Out Loud, our San Francisco Real Estate podcast, we pick up where we left off last week for part 2 of Matt’s interview with his dad.

san francisco real estate podcast matt fuller

[00:20] For sale by owner in Gallup, New Mexico! It took some time upon moving to Gallup to find the right property, but one day while out exploring, Mr. Fuller spotted a for sale sign. Like most of their properties, the house in Gallup underwent some renovations before it truly became a home. Fortuitously, due to a new high school being built, the area they purchased their property in became more desirable over the years. Coupled with the renovations they completed, it meant the Fullers were able to sell for a profit when they decided to move again, this time to Albuquerque.

[03:13] In Albuquerque, after an unpleasant experience with their first realtor, the Fullers reached out to Matt for some recommendations on finding a good one.

Polybutylene piping, home improvements, and refinancing options. What adventures did Albuquerque have in store for the Fullers? It is interesting to consider how much quicker a property appreciates in San Francisco (SF) nowadays, compared to some of the other areas of the US – it takes a month in SF rather than years or decades that it might take in areas where supply and demand is more balanced.

[07:57] We look back at how much things have changed in real estate over the years. As we have previously discussed (listen to the interview with Matt's Mum here), technology and the internet, in particular, changed certain aspects of the process. Everything happens a lot faster and in some cases with just a click of a button! Also, there was a positive change in the representation of the buyer’s interests. Realtors now have a duty to the buyer — ie., buyer agency vs. being a sub-agent of the seller.

[10:30] To wrap up, Mr. Fuller's points out how not all realtors seem to stay on top of all aspects of the process. It is rare to find a team, or person, who does it all and does it well. What was it like for Matt to make that leap from the corporate world to real estate 16 years ago?

Thank you for joining us for this week’s episode. We hope you enjoyed this interview and join us again next week when we chat with Britton’s mum!

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This week on Escrow Out Loud, our San Francisco Real Estate podcast, we pick up where we left off last week for part 2 of Matt’s interview with his dad.

san francisco real estate podcast matt fuller

[00:20] For sale by owner in Gallup, New Mexico! It took some time upon moving to Gallup to find the right property, but one day while out exploring, Mr. Fuller spotted a for sale sign. Like most of their properties, the house in Gallup underwent some renovations before it truly became a home. Fortuitously, due to a new high school being built, the area they purchased their property in became more desirable over the years. Coupled with the renovations they completed, it meant the Fullers were able to sell for a profit when they decided to move again, this time to Albuquerque.

[03:13] In Albuquerque, after an unpleasant experience with their first realtor, the Fullers reached out to Matt for some recommendations on finding a good one.

Polybutylene piping, home improvements, and refinancing options. What adventures did Albuquerque have in store for the Fullers? It is interesting to consider how much quicker a property appreciates in San Francisco (SF) nowadays, compared to some of the other areas of the US – it takes a month in SF rather than years or decades that it might take in areas where supply and demand is more balanced.

[07:57] We look back at how much things have changed in real estate over the years. As we have previously discussed (listen to the interview with Matt's Mum here), technology and the internet, in particular, changed certain aspects of the process. Everything happens a lot faster and in some cases with just a click of a button! Also, there was a positive change in the representation of the buyer’s interests. Realtors now have a duty to the buyer — ie., buyer agency vs. being a sub-agent of the seller.

[10:30] To wrap up, Mr. Fuller's points out how not all realtors seem to stay on top of all aspects of the process. It is rare to find a team, or person, who does it all and does it well. What was it like for Matt to make that leap from the corporate world to real estate 16 years ago?

Thank you for joining us for this week’s episode. We hope you enjoyed this interview and join us again next week when we chat with Britton’s mum!

]]>
#33: Hi Dad! (part 1 of 2) #33: Hi Dad! (part 1 of 2) Wed, 07 Mar 2018 15:22:16 GMT 23:11 https://jacksonfuller.com/?p=18519 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8604f Last week Matt’s mum joined him on the podcast and shared her real estate experiences with us. Every story, like every real estate purchase or sale we've been a part of, has at least two sides – and often a lot more! This week on Escrow Out Loud, our San Francisco Real Estate podcast, Matt talks with his dad to get another perspective on their family's experiences buying and selling homes over the decades.

san francisco real estate podcast matt fuller

[01:28] The Fuller’s first home in Boise, Idaho was a great buy. Even though the turnaround between buying and selling their house there was unforeseeably quick, the profit they made from it really set them up down the line in terms of home ownership. The economic environment back then in the 70’s seemed to be more favorable for various programs that enabled buyers to come up with the funds for the down payment on a home, particularly for first-time buyers.

[06:35] Work relocation took the Fuller family to Denver. Upon arrival, they quickly found a real estate agent through Mr. Fuller's colleague and she helped them find their new home where they remained until leaving the state. While the house was busy appreciating, the family was knee-deep into soccer. There was a star player, a coach, a referee and a state board member – and Matt the not-soccer player! Over the years, the family remodeled the home and housing prices appreciated so by the time the Fuller’s sold their house and left Denver for Michigan, they were able to net a nice profit.

[10:48] What are the things home buyers need to consider when deciding on a property? Choosing the right neighbourhood is often just as important as choosing the right house and, in fact, the two often go hand in hand. Most people have a list of requirements for their ideal neighborhood. For a family like the Fullers, this included things like good schools, recreational facilities, and access to shopping.

[12:17] We finish up part one of this interview in Michigan. The cold weather? Bats in the attic? Michigan was quite a change for the Fuller family. While they ended up finding a really nice house with a beautiful backyard often visited by deer in all seasons and fireflies on warm summer nights, in hindsight Dad regrets what they paid for that property. The realtor they used was working strictly for the seller and the Fullers felt their interests were not the priority. Agency laws vary by state and have changed over time..?

[18:21] Before moving back to New Mexico, the Fullers moved once more, this time to a small town in Michigan, where they loved the Realtor and the commute, but beyond that…. scandalous! Join us again next week, for part two of the interview, when we pick up the Fullers' trail in Gallup, New Mexico!

]]>
Last week Matt’s mum joined him on the podcast and shared her real estate experiences with us. Every story, like every real estate purchase or sale we've been a part of, has at least two sides – and often a lot more! This week on Escrow Out Loud, our San Francisco Real Estate podcast, Matt talks with his dad to get another perspective on their family's experiences buying and selling homes over the decades.

san francisco real estate podcast matt fuller

[01:28] The Fuller’s first home in Boise, Idaho was a great buy. Even though the turnaround between buying and selling their house there was unforeseeably quick, the profit they made from it really set them up down the line in terms of home ownership. The economic environment back then in the 70’s seemed to be more favorable for various programs that enabled buyers to come up with the funds for the down payment on a home, particularly for first-time buyers.

[06:35] Work relocation took the Fuller family to Denver. Upon arrival, they quickly found a real estate agent through Mr. Fuller's colleague and she helped them find their new home where they remained until leaving the state. While the house was busy appreciating, the family was knee-deep into soccer. There was a star player, a coach, a referee and a state board member – and Matt the not-soccer player! Over the years, the family remodeled the home and housing prices appreciated so by the time the Fuller’s sold their house and left Denver for Michigan, they were able to net a nice profit.

[10:48] What are the things home buyers need to consider when deciding on a property? Choosing the right neighbourhood is often just as important as choosing the right house and, in fact, the two often go hand in hand. Most people have a list of requirements for their ideal neighborhood. For a family like the Fullers, this included things like good schools, recreational facilities, and access to shopping.

[12:17] We finish up part one of this interview in Michigan. The cold weather? Bats in the attic? Michigan was quite a change for the Fuller family. While they ended up finding a really nice house with a beautiful backyard often visited by deer in all seasons and fireflies on warm summer nights, in hindsight Dad regrets what they paid for that property. The realtor they used was working strictly for the seller and the Fullers felt their interests were not the priority. Agency laws vary by state and have changed over time..?

[18:21] Before moving back to New Mexico, the Fullers moved once more, this time to a small town in Michigan, where they loved the Realtor and the commute, but beyond that…. scandalous! Join us again next week, for part two of the interview, when we pick up the Fullers' trail in Gallup, New Mexico!

]]>
#32: Hi Mom! #32: Hi Mom! Wed, 28 Feb 2018 21:50:43 GMT 26:35 https://jacksonfuller.com/?p=18508 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86050 San Francisco real estate podcast Matt Fuller interviews his mom

A house in Idaho, a house in Colorado, a house in Michigan, and a house in New Mexico! Matt’s parents', (the Fullers) home journey of the Wests: Northwest, Midwest, and Southwest. This week on Escrow Out Loud, our San Francisco Real Estate podcast, Matt interviews his mom about her real estate experiences from the first 1977 property purchase to the present home.

[00:21] The Fullers bought and sold their first house in Boise, Idaho all within a 4-month time period – AND netted a profit. The quick turn because of a work re-direction back to Denver.

[03:48] The Fullers arrived in Denver with a whole weekend to find and buy a home. Fortunately, a great real estate agent was connected via Matt's Dads work. In 1977, to get on the property ladder of home ownership, the Fuller’s needed a 20% down payment. While they had most of the money in savings, family helped a little too. Family gift money continues to be allowed within certain parameters today with required disclosures.

[07:50] Next stop: On the Midwest and home in Michigan! The Fullers found that the houses were often dark  and scoured for a property with numerous, large windows and lots of natural light. Light is only possible when it exists which it doesn't in the winter; the Fullers couldn’t wait to get out of Michigan. An opportunity to relocate to New Mexico was a quick decision to move toward the sun!

[13:54] Settling first in Gallup, New Mexico; a small, rural town surrounded by the Navajo and Zuni reservations. The reservations prevented expansion of the town creating a competitive real estate market. Once the next Fuller home was identified, it was a quick sale from the owner. For Sale By Owner (FSBO) was also the Fullers choice when their travels took them to Albuquerque. So, how did this process turn out?

[16:24] What are some of the things to look out for in a realtor. Matt’s mom shares some of the good and the bad experiences while Matt reveals what exactly ‘cute’ means in “realtor” talk.

[20:10] From the first purchase in the seventies to the latest one in the new millennium, how much have things changed over the years? The process of buying and selling a house remains fundamentally the same, however, real estate has evolved with the internet and modern connectivity. To wrap up, we share two perspectives on this, the buyer vs the realtor.

Thank you for joining us for this week’s episode. We hope you enjoyed it and join us again next week for more interesting stories!

]]>
San Francisco real estate podcast Matt Fuller interviews his mom

A house in Idaho, a house in Colorado, a house in Michigan, and a house in New Mexico! Matt’s parents', (the Fullers) home journey of the Wests: Northwest, Midwest, and Southwest. This week on Escrow Out Loud, our San Francisco Real Estate podcast, Matt interviews his mom about her real estate experiences from the first 1977 property purchase to the present home.

[00:21] The Fullers bought and sold their first house in Boise, Idaho all within a 4-month time period – AND netted a profit. The quick turn because of a work re-direction back to Denver.

[03:48] The Fullers arrived in Denver with a whole weekend to find and buy a home. Fortunately, a great real estate agent was connected via Matt's Dads work. In 1977, to get on the property ladder of home ownership, the Fuller’s needed a 20% down payment. While they had most of the money in savings, family helped a little too. Family gift money continues to be allowed within certain parameters today with required disclosures.

[07:50] Next stop: On the Midwest and home in Michigan! The Fullers found that the houses were often dark  and scoured for a property with numerous, large windows and lots of natural light. Light is only possible when it exists which it doesn't in the winter; the Fullers couldn’t wait to get out of Michigan. An opportunity to relocate to New Mexico was a quick decision to move toward the sun!

[13:54] Settling first in Gallup, New Mexico; a small, rural town surrounded by the Navajo and Zuni reservations. The reservations prevented expansion of the town creating a competitive real estate market. Once the next Fuller home was identified, it was a quick sale from the owner. For Sale By Owner (FSBO) was also the Fullers choice when their travels took them to Albuquerque. So, how did this process turn out?

[16:24] What are some of the things to look out for in a realtor. Matt’s mom shares some of the good and the bad experiences while Matt reveals what exactly ‘cute’ means in “realtor” talk.

[20:10] From the first purchase in the seventies to the latest one in the new millennium, how much have things changed over the years? The process of buying and selling a house remains fundamentally the same, however, real estate has evolved with the internet and modern connectivity. To wrap up, we share two perspectives on this, the buyer vs the realtor.

Thank you for joining us for this week’s episode. We hope you enjoyed it and join us again next week for more interesting stories!

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#31: Things We Can’t Unsee #31: Things We Can’t Unsee Wed, 21 Feb 2018 16:56:40 GMT 11:29 https://jacksonfuller.com/?p=18490 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86051 Amazing shoe collections, a toilet in a closet, and steel reinforced doors are just some of the unusual things we see in this business. Some amazing, others...not so much. This week on Escrow Out Loud, our San Francisco Real Estate podcast, Amazing shoe collections, a toilet in a closet, and steel reinforced doors are just some of the unusual things we see in this business. Some amazing, others…not so much. This week on Escrow Out Loud, our San Francisco Real Estate podcast, we focus on the things we wish we could un-see.

[01:34] Britton and Matt share stories of some of the more unpleasant things they have come across working in real estate. We hear about the time Britton showed a house that could have been a good set for the show “Hoarding: Buried Alive” and Matt’s experience seeing a home he wasn’t allowed to see!

[05:07] Occasionally, there were listings where you can only see the inside of the house once your offer is accepted, i.e., make your offer subject to inspections. This leads us to ponder a question. With marijuana now legal in California, how does it affect things? Will there be more grow houses in San Francisco, or fewer?

[05:57] Circling back we continue to share some more stories featuring cats, toilets in places they shouldn’t be, as well as indoor barbeques.

We hope you enjoyed this week’s episode and join us again next week for more interesting stories!

]]>
Amazing shoe collections, a toilet in a closet, and steel reinforced doors are just some of the unusual things we see in this business. Some amazing, others…not so much. This week on Escrow Out Loud, our San Francisco Real Estate podcast, we focus on the things we wish we could un-see.

[01:34] Britton and Matt share stories of some of the more unpleasant things they have come across working in real estate. We hear about the time Britton showed a house that could have been a good set for the show “Hoarding: Buried Alive” and Matt’s experience seeing a home he wasn’t allowed to see!

[05:07] Occasionally, there were listings where you can only see the inside of the house once your offer is accepted, i.e., make your offer subject to inspections. This leads us to ponder a question. With marijuana now legal in California, how does it affect things? Will there be more grow houses in San Francisco, or fewer?

[05:57] Circling back we continue to share some more stories featuring cats, toilets in places they shouldn’t be, as well as indoor barbeques.

We hope you enjoyed this week’s episode and join us again next week for more interesting stories!

]]>
#30: What’s In a Name? #30: What’s In a Name? Wed, 14 Feb 2018 18:07:22 GMT 9:14 https://jacksonfuller.com/?p=18478 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86052 Britton, Britney, Britanny? What's in a name…? This week on Escrow Out Loud, our San Francisco Real Estate podcast, we talk about some commonly mispronounced place names in San Francisco, many of which have been named after notable people.

[01:20] We discuss different pronunciations of Noe Valley, Gough, O'Shaughnessy, Phelan Avenue, Duboce, Bernal Heights, Marin County, San Rafael and more.

[6:09] Pronunciation of some street/place names in SF seems to be perpetually debated. So, what is the right way and who's in charge of pronunciation anyway?

We hope you'll enjoy this week's episode and join us again next week!

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Britton, Britney, Britanny? What's in a name…? This week on Escrow Out Loud, our San Francisco Real Estate podcast, we talk about some commonly mispronounced place names in San Francisco, many of which have been named after notable people.

[01:20] We discuss different pronunciations of Noe Valley, Gough, O'Shaughnessy, Phelan Avenue, Duboce, Bernal Heights, Marin County, San Rafael and more.

[6:09] Pronunciation of some street/place names in SF seems to be perpetually debated. So, what is the right way and who's in charge of pronunciation anyway?

We hope you'll enjoy this week's episode and join us again next week!

]]>
#29: Shivering Heights (part 3 of 3) #29: Shivering Heights (part 3 of 3) Wed, 07 Feb 2018 17:48:23 GMT 21:19 https://jacksonfuller.com/?p=18474 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86053 - This week on Escrow Out Loud, our San Francisco Real Estate podcast, we wrap-up our first podcast visit to the San Francisco home of our past clients, Josh and Carlos. If you missed the previous two episodes in this three-part visit and would like...  

This week on Escrow Out Loud, our San Francisco Real Estate podcast, we wrap-up our first podcast visit to the San Francisco home of our past clients, Josh and Carlos. If you missed the previous two episodes in this three-part visit and would like a little intro to our guests Josh and Carlos, please listen to episode 27 and episode 28. Otherwise, welcome back to the final episode of the house tour!

Misconceptions, Lessons Learned and Good Advice

[00:50] The biggest misconception about buying a San Francisco home is about the length of the home buying process itself. Josh and Carlos explain that, while the negotiation and the offer process itself was quick, they expected the overall process to be a lot quicker. So don’t schedule your holidays ahead! Another misconception is that you will only be dealing with professional individuals on the other side.

[7:50] Advice from the couple that made it through the house buying experience in San Francisco, successfully. To begin with, choose the right realtor team. The right agents will know the market, the neighbourhoods, other agents, and that makes all the difference. They can help guide you and provide invaluable advice making the whole process easier and a lot more enjoyable. Which leads us to the second great tip. You’ve probably heard this one before, but it holds true: know what you really want!

[14:28] Moving into a fixer upper was a fun experience. Carlos and Josh share some more fun stories and how the house inspired bursts of creativity, especially for Josh.

We hope you enjoyed these interviews and a huge thanks to Josh and Carlos for welcoming us into their beautiful San Francisco home!

]]>
 

This week on Escrow Out Loud, our San Francisco Real Estate podcast, we wrap-up our first podcast visit to the San Francisco home of our past clients, Josh and Carlos. If you missed the previous two episodes in this three-part visit and would like a little intro to our guests Josh and Carlos, please listen to episode 27 and episode 28. Otherwise, welcome back to the final episode of the house tour!

Misconceptions, Lessons Learned and Good Advice

[00:50] The biggest misconception about buying a San Francisco home is about the length of the home buying process itself. Josh and Carlos explain that, while the negotiation and the offer process itself was quick, they expected the overall process to be a lot quicker. So don’t schedule your holidays ahead! Another misconception is that you will only be dealing with professional individuals on the other side.

[7:50] Advice from the couple that made it through the house buying experience in San Francisco, successfully. To begin with, choose the right realtor team. The right agents will know the market, the neighbourhoods, other agents, and that makes all the difference. They can help guide you and provide invaluable advice making the whole process easier and a lot more enjoyable. Which leads us to the second great tip. You’ve probably heard this one before, but it holds true: know what you really want!

[14:28] Moving into a fixer upper was a fun experience. Carlos and Josh share some more fun stories and how the house inspired bursts of creativity, especially for Josh.

We hope you enjoyed these interviews and a huge thanks to Josh and Carlos for welcoming us into their beautiful San Francisco home!

]]>
#28: Shivering Heights (part 2 of 3) #28: Shivering Heights (part 2 of 3) Wed, 31 Jan 2018 21:45:09 GMT 26:14 https://jacksonfuller.com/?p=18433 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86054 This week on Escrow Out Loud, our San Francisco Real Estate podcast, we continue the interview with our first guests. If you missed last week’s episode and would like a little intro to our guests Josh and Carlos, This week on Escrow Out Loud, our San Francisco Real Estate podcast, we continue the interview with our first guests. If you missed last week’s episode and would like a little intro to our guests Josh and Carlos, click here for the part one of this three-part interview. Otherwise, welcome back to part two of the house tour!

[00:46] We pick up the tour in the downstairs area, where Josh and Carlos did an incredible job tidying up the space for various creative endeavors. We also find out what happened to the little house that was outside on their deck… with a shoutout to local store Scrap.

[11:28] How do you make a room appear bigger? Get some scale sized furniture of course! Looking at some furniture around the room, Matt is reminded of a staging company that did this.

More Chandeliers!

[14:30] When they bought the house (REO) it didn’t come with any fixtures.  Josh, who is particularly fond of chandeliers, took advantage of this opportunity to put up as many of them as he wanted. Urban Ore in Berkeley became a great resource as they look for authentic or vintage finishings for their home. But how does he keep them sparkling? He has a system he shares with us.

[15:57] Buying and working on a fixer-upper can become a full-time hobby – especially when you do some of the work yourself. However, Josh and Carlos explain how it's also extremely rewarding seeing it all come together. We talk about, what can sometimes be, an overwhelming cost of some of the repair work and how they found a great painter who did an amazing paint job on the outside of the house (to the great approval of the neighbors, too!)

[17:27] Finally, we talk about what might have been. When house hunting, there are sometimes properties we love but miss out on for various reasons. One of the properties we reminisce about was the castle in the Bayview area with an exceptionally exceptional toilet, amongst many other exceptional features. Current city law requires water-saving toilets, which has us wondering about the exceptional toilet.. and Matt's memory is correct – the SF Water Dept. documentation includes the information about exempting toilets of historical significance.

Tune in next week for the final part of our interview!

]]>
This week on Escrow Out Loud, our San Francisco Real Estate podcast, we continue the interview with our first guests. If you missed last week’s episode and would like a little intro to our guests Josh and Carlos, click here for the part one of this three-part interview. Otherwise, welcome back to part two of the house tour!

[00:46] We pick up the tour in the downstairs area, where Josh and Carlos did an incredible job tidying up the space for various creative endeavors. We also find out what happened to the little house that was outside on their deck… with a shoutout to local store Scrap.

[11:28] How do you make a room appear bigger? Get some scale sized furniture of course! Looking at some furniture around the room, Matt is reminded of a staging company that did this.

More Chandeliers!

[14:30] When they bought the house (REO) it didn’t come with any fixtures.  Josh, who is particularly fond of chandeliers, took advantage of this opportunity to put up as many of them as he wanted. Urban Ore in Berkeley became a great resource as they look for authentic or vintage finishings for their home. But how does he keep them sparkling? He has a system he shares with us.

[15:57] Buying and working on a fixer-upper can become a full-time hobby – especially when you do some of the work yourself. However, Josh and Carlos explain how it's also extremely rewarding seeing it all come together. We talk about, what can sometimes be, an overwhelming cost of some of the repair work and how they found a great painter who did an amazing paint job on the outside of the house (to the great approval of the neighbors, too!)

[17:27] Finally, we talk about what might have been. When house hunting, there are sometimes properties we love but miss out on for various reasons. One of the properties we reminisce about was the castle in the Bayview area with an exceptionally exceptional toilet, amongst many other exceptional features. Current city law requires water-saving toilets, which has us wondering about the exceptional toilet.. and Matt's memory is correct – the SF Water Dept. documentation includes the information about exempting toilets of historical significance.

Tune in next week for the final part of our interview!

]]>
#27: Shivering Heights (part 1 of 3) #27: Shivering Heights (part 1 of 3) Wed, 24 Jan 2018 20:18:07 GMT 21:35 https://jacksonfuller.com/?p=18391 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86055 And now for something completely different! This week on Escrow Out Loud, our San Francisco Real Estate podcast, we interview our first guests. Josh and Carlos are clients who purchased their San Francisco home in a very different market - they purchas... And now for something completely different! This week on Escrow Out Loud, our San Francisco Real Estate podcast, we interview our first guests. Josh and Carlos are clients who purchased their San Francisco home in a very different market – they purchased a REO property during the downturn. They termed the phrase “Shivering Heights” for their neighborhood and they agreed to let us come over to their house, interview them about buying in San Francisco, and just chat about owning a home in SF. It's a 3 episode interview, this is part 1 and covers our drive over and the beginning part of our home tour. It was still a bit messy since the have recently started renovation.

[00:33] When Josh and Carlos bought their house the property market in San Francisco was completely different than it is today – in fact, we were in the midst of a property downturn. Seven years later, we visit them at their place to see how they have settled in!

[01:47] We kick off part one of our three-part interview with Matt questioning the suitability of using the Comic Sans font on the first page of the REO addendum document. REO addendums are horrible things that haven't been a regular part of the SF market since the last down turn. What is it about that font that screams unprofessional? Everything!

[03:06] As we arrive at their San Francisco home we meet our client’s huuuuge, Scooby Doo-like dog and hear his story.

Fixer-upper

[08:34] Starting in the foyer, it is clear Josh and Carlos have done quite a bit of renovating since we last saw their place! What was once sad and neglected but a huge amount of space is now a beautifully updated, very functional, modern space.

[12:03] It is great to see how well they have settled into their new home, meeting their neighbors, and what it was like getting to know their new neighborhood.

[17:27] We talk about how different the market was back in 2011, but even then getting your first offer accepted was rare. Prices have sky-rocketed since then… Tune in next week for part two, where we learn some more fascinating things about their home and the remodel they did.

]]>
And now for something completely different! This week on Escrow Out Loud, our San Francisco Real Estate podcast, we interview our first guests. Josh and Carlos are clients who purchased their San Francisco home in a very different market – they purchased a REO property during the downturn. They termed the phrase “Shivering Heights” for their neighborhood and they agreed to let us come over to their house, interview them about buying in San Francisco, and just chat about owning a home in SF. It's a 3 episode interview, this is part 1 and covers our drive over and the beginning part of our home tour. It was still a bit messy since the have recently started renovation.

[00:33] When Josh and Carlos bought their house the property market in San Francisco was completely different than it is today – in fact, we were in the midst of a property downturn. Seven years later, we visit them at their place to see how they have settled in!

[01:47] We kick off part one of our three-part interview with Matt questioning the suitability of using the Comic Sans font on the first page of the REO addendum document. REO addendums are horrible things that haven't been a regular part of the SF market since the last down turn. What is it about that font that screams unprofessional? Everything!

[03:06] As we arrive at their San Francisco home we meet our client’s huuuuge, Scooby Doo-like dog and hear his story.

Fixer-upper

[08:34] Starting in the foyer, it is clear Josh and Carlos have done quite a bit of renovating since we last saw their place! What was once sad and neglected but a huge amount of space is now a beautifully updated, very functional, modern space.

[12:03] It is great to see how well they have settled into their new home, meeting their neighbors, and what it was like getting to know their new neighborhood.

[17:27] We talk about how different the market was back in 2011, but even then getting your first offer accepted was rare. Prices have sky-rocketed since then… Tune in next week for part two, where we learn some more fascinating things about their home and the remodel they did.

]]>
#26: Strange Terms #26: Strange Terms Wed, 17 Jan 2018 18:07:25 GMT 9:56 https://jacksonfuller.com/?p=18411 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86056 Re-cleaning carpets, installing cabinets and adjusting tracks for closet doors. This week on Escrow Out Loud, our San Francisco Real Estate podcast, we are talking about strange terms in contracts that we’ve either received or written or heard about be... Re-cleaning carpets, installing cabinets and adjusting tracks for closet doors. This week on Escrow Out Loud, our San Francisco Real Estate podcast, we are talking about strange terms in contracts that we’ve either received or written or heard about before!

And now, based on your requests, some time markers to help you find your favorite part of the episode quickly!

No Contingencies, Please!

[00:59] In San Francisco’s competitive property market there is usually no contingencies, so we don’t often see strange terms in contracts – the cleanest terms possible are typically your best bet in a competitive market! Price and terms are the two basic factors that affect how a seller will view an offer, and in a market with rising prices and multiple offers, how “clean” the terms are will often be one of the first items considered.

[01:51] Having said that, we do have some interesting stories to share of terms we have come across during our years in real estate. Would you agree to let the buyer sleep in the house before writing an offer? Clean the carpets two or three times? Make dinner for the seller after they move out?

[06:59] These types of requested terms might sound quirky and entertaining, and often they are easily handled in the context of one deal. However, when the contingencies included within one contract depend on the purchase or sale of another property, an issue with one escrow can have a serious cascading effect. We see this when the buyer’s offer on a property depends on a sale a property that the buyer currently owns. The Real Estate business can be very difficult at times, but from a project management software for creatives, it can be very easy if it is well organized.

Thank you for tuning in! We hope you join us again next week, when we will be welcoming our first podcast guests. Josh and Carlos take us on a tour of their home and talk about buying and owning in San Francisco.

]]>
Re-cleaning carpets, installing cabinets and adjusting tracks for closet doors. This week on Escrow Out Loud, our San Francisco Real Estate podcast, we are talking about strange terms in contracts that we’ve either received or written or heard about before!

And now, based on your requests, some time markers to help you find your favorite part of the episode quickly!

No Contingencies, Please!

[00:59] In San Francisco’s competitive property market there is usually no contingencies, so we don’t often see strange terms in contracts – the cleanest terms possible are typically your best bet in a competitive market! Price and terms are the two basic factors that affect how a seller will view an offer, and in a market with rising prices and multiple offers, how “clean” the terms are will often be one of the first items considered.

[01:51] Having said that, we do have some interesting stories to share of terms we have come across during our years in real estate. Would you agree to let the buyer sleep in the house before writing an offer? Clean the carpets two or three times? Make dinner for the seller after they move out?

[06:59] These types of requested terms might sound quirky and entertaining, and often they are easily handled in the context of one deal. However, when the contingencies included within one contract depend on the purchase or sale of another property, an issue with one escrow can have a serious cascading effect. We see this when the buyer’s offer on a property depends on a sale a property that the buyer currently owns. The Real Estate business can be very difficult at times, but from a project management software for creatives, it can be very easy if it is well organized.

Thank you for tuning in! We hope you join us again next week, when we will be welcoming our first podcast guests. Josh and Carlos take us on a tour of their home and talk about buying and owning in San Francisco.

]]>
#25: Commission Constructs #25: Commission Constructs Wed, 10 Jan 2018 17:50:00 GMT 13:58 https://jacksonfuller.com/?p=18390 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86057 A deal is a deal and an agreement is an agreement, right? Last week we talked about ‘real houses’ and the trend that sees developers building more condos in the city. So, this week on Escrow Out Loud, our San Francisco Real Estate podcast, A deal is a deal and an agreement is an agreement, right? Last week we talked about ‘real houses’ and the trend that sees developers building more condos in the city. So, this week on Escrow Out Loud, our San Francisco Real Estate podcast, we thought we would talk about new construction commission agreements in San Francisco.

New Construction

New construction differs from resale transactions as most new construction is not in the MLS – which is not just a database of homes, it is also an offer of compensation. Britton explains more about how this works and how, in new construction sales, the agents often have to sign a commission agreement with the developer which outlines how they will be paid by the developer and typically states that they are not to share their commission with the buyer. In addition, there are a variety of laws that deal with issues such as: who can receive a commission, who can receive a commission that you need a licence for etc.

Outside Escrow

But let's talk about the commonly used, straight-up agreement between a developer and agent where part of the agreement is that no part of the commission received by the agent can go to the buyer. We discuss why this makes a lot of sense from a developer’s point of view. There are ways people try to circumvent the commission agreements, but because federal lending law requires that any money exchanged in a transaction is accounted for on the closing statement, it involves going outside escrow. And guess what? This is a slippery slope to committing loan fraud!

While we always endeavor to do everything we can and go the extra mile for all our clients we also value our reputation in this industry…

Thanks for listening!

]]>
A deal is a deal and an agreement is an agreement, right? Last week we talked about ‘real houses’ and the trend that sees developers building more condos in the city. So, this week on Escrow Out Loud, our San Francisco Real Estate podcast, we thought we would talk about new construction commission agreements in San Francisco.

New Construction

New construction differs from resale transactions as most new construction is not in the MLS – which is not just a database of homes, it is also an offer of compensation. Britton explains more about how this works and how, in new construction sales, the agents often have to sign a commission agreement with the developer which outlines how they will be paid by the developer and typically states that they are not to share their commission with the buyer. In addition, there are a variety of laws that deal with issues such as: who can receive a commission, who can receive a commission that you need a licence for etc.

Outside Escrow

But let's talk about the commonly used, straight-up agreement between a developer and agent where part of the agreement is that no part of the commission received by the agent can go to the buyer. We discuss why this makes a lot of sense from a developer’s point of view. There are ways people try to circumvent the commission agreements, but because federal lending law requires that any money exchanged in a transaction is accounted for on the closing statement, it involves going outside escrow. And guess what? This is a slippery slope to committing loan fraud!

While we always endeavor to do everything we can and go the extra mile for all our clients we also value our reputation in this industry…

Thanks for listening!

]]>
A Real Home A Real Home Wed, 03 Jan 2018 23:35:56 GMT 17:02 https://jacksonfuller.com/?p=18336 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86058 Happy New Year everyone! This week on Escrow Out Loud, our San Francisco Real Estate podcast, we start off the year with an interesting question: what makes something a ‘real house’? Recently Britton discovered that, according to some,

Real Homes
Where does that leave condos? Are these homes not real? Of course, they are! Does owning one mean less somehow? Of course, it doesn’t! While some condos are seen as a more affordable option, here in San Francisco you can easily spend upwards of 4 million or 40 million dollars to purchase a condo home in San Francisco. Luckily with this emergency water leak repair company, they can easily help you with any other repairs too for a reasonable cost.
Drive to Qualify
Matt and Britton take a look back at what the house prices looked like years ago and the huge appreciation we saw in San Francisco over the years. It is increasingly difficult getting into the market and purchasing a starter home in San Francisco.  Is moving further away from San Francisco the answer? Matt explains the ‘drive to qualify’ concept; often, driving a little bit further means people can qualify for a house. In San Francisco, this, of course, means adding to the already significant commute time. For most people, this is not a tradeoff they are willing to make. When you are going to make renovations in your home, make sure you add these Kitchens designs.
Condos are the Future in SF
In response to the high population density within the city, we have been moving away from approving and building single-family houses and building condos. If you buy a new house or rent a new place, then mkae sure it comes with a modern style storage building.

Getting back to our original question, we would argue that the legal description of the property does not make it a home, a real house is where you make your life. Whatever the shape and size of a home may be, it is undeniably very real!

That’s all for this week! Join us again next week as we share more of our stories about San Francisco Real Estate.]]>


Real Homes
Where does that leave condos? Are these homes not real? Of course, they are! Does owning one mean less somehow? Of course, it doesn’t! While some condos are seen as a more affordable option, here in San Francisco you can easily spend upwards of 4 million or 40 million dollars to purchase a condo home in San Francisco. Luckily with this emergency water leak repair company, they can easily help you with any other repairs too for a reasonable cost.
Drive to Qualify
Matt and Britton take a look back at what the house prices looked like years ago and the huge appreciation we saw in San Francisco over the years. It is increasingly difficult getting into the market and purchasing a starter home in San Francisco.  Is moving further away from San Francisco the answer? Matt explains the ‘drive to qualify’ concept; often, driving a little bit further means people can qualify for a house. In San Francisco, this, of course, means adding to the already significant commute time. For most people, this is not a tradeoff they are willing to make. When you are going to make renovations in your home, make sure you add these Kitchens designs.
Condos are the Future in SF
In response to the high population density within the city, we have been moving away from approving and building single-family houses and building condos. If you buy a new house or rent a new place, then mkae sure it comes with a modern style storage building.

Getting back to our original question, we would argue that the legal description of the property does not make it a home, a real house is where you make your life. Whatever the shape and size of a home may be, it is undeniably very real!

That’s all for this week! Join us again next week as we share more of our stories about San Francisco Real Estate.]]>
<![CDATA[Project Open Hand & Other Great SF Charities]]> Thu, 28 Dec 2017 19:36:31 GMT 15:32 https://jacksonfuller.com/?p=18332 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86059 While during this festive time of the year many of us are taking the time to be with our loved ones and think about all the things we are grateful for, for some, the holidays can be an especially challenging time of year.




We start things off with mentioning some great San Francisco based dog rescues. As dog lovers, both Matt and Britton have adopted their current pets from Rocket Dog Rescue, but Muttville Senior Dog Rescue is another great group which rescues older dogs and dogs usually deemed unadoptable and finds them good homes.

Some non-animal-related charities and groups we love include, Meritus College Fund, which does great work with students providing mentorships for high school students and four-year college scholarships, Project Open Hand deliver meals to elderly and low income or ill people who are homebound. Matt shares a story about doing a Project Open Hand delivery route and what an eye-opening experience it was that really brought home the realities of the poverty gap that exists in San Francisco.

Another great group is The Welcome Home Project – a San Francisco Association of Realtors project –  which helps people who were formerly homeless to set up their new homes with all the necessities they need. Currently, they are doing a big project for formerly homeless veterans.

Finally, we would like to mention the Rebuilding Together group which helps people with lower incomes fix and clean up their homes to make them more liveable.

People often have a hard time asking for help but the human connection is an invaluable gift. So if you have been looking for a great cause to give your time or your money to, these are just some of the many very worthy organizations in San Francisco to consider.

 

]]>





We start things off with mentioning some great San Francisco based dog rescues. As dog lovers, both Matt and Britton have adopted their current pets from Rocket Dog Rescue, but Muttville Senior Dog Rescue is another great group which rescues older dogs and dogs usually deemed unadoptable and finds them good homes.

Some non-animal-related charities and groups we love include, Meritus College Fund, which does great work with students providing mentorships for high school students and four-year college scholarships, Project Open Hand deliver meals to elderly and low income or ill people who are homebound. Matt shares a story about doing a Project Open Hand delivery route and what an eye-opening experience it was that really brought home the realities of the poverty gap that exists in San Francisco.

Another great group is The Welcome Home Project – a San Francisco Association of Realtors project –  which helps people who were formerly homeless to set up their new homes with all the necessities they need. Currently, they are doing a big project for formerly homeless veterans.

Finally, we would like to mention the Rebuilding Together group which helps people with lower incomes fix and clean up their homes to make them more liveable.

People often have a hard time asking for help but the human connection is an invaluable gift. So if you have been looking for a great cause to give your time or your money to, these are just some of the many very worthy organizations in San Francisco to consider.

 

]]>
Was That In Your Business Plan? Was That In Your Business Plan? Thu, 21 Dec 2017 17:03:14 GMT 13:18 https://jacksonfuller.com/?p=18326 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8605a That’s a wrap! 2017 has been an eye-opening, crazy, intense year. And, while opening a brokerage was not on our to-do list at the start of the year, it ended up being a real highlight of the year for us! Thanks to www.virtua-marketing.com, 2017 has been an eye-opening, crazy, intense year. And, while opening a brokerage was not on our to-do list at the start of the year, it ended up being a real highlight of the year for us! Thanks to www.virtua-marketing.com, we were able to improve our marketing strategies so much this year.



This week on Escrow Out Loud, our San Francisco Real Estate podcast we look back on the past year and share more amazing professional experiences.
So, what are some more highlights of the last year? Well, we left Zephyr (which was really hard!) and started our own brokerage, we went to the top of 181 Fremont, as well as the 61st floor of the Salesforce tower – the view from these high places was breath-taking! What’s more, Matt’s presidency at the Association of REALTORS® is coming to an end, while Britton's position as chair of the San Francisco Standard Forms Committee is commencing in 2018.
We wrap up this episode by sharing some unexpected things about starting a brokerage.]]>
2017 has been an eye-opening, crazy, intense year. And, while opening a brokerage was not on our to-do list at the start of the year, it ended up being a real highlight of the year for us! Thanks to www.virtua-marketing.com, we were able to improve our marketing strategies so much this year.



This week on Escrow Out Loud, our San Francisco Real Estate podcast we look back on the past year and share more amazing professional experiences.
So, what are some more highlights of the last year? Well, we left Zephyr (which was really hard!) and started our own brokerage, we went to the top of 181 Fremont, as well as the 61st floor of the Salesforce tower – the view from these high places was breath-taking! What’s more, Matt’s presidency at the Association of REALTORS® is coming to an end, while Britton's position as chair of the San Francisco Standard Forms Committee is commencing in 2018.
We wrap up this episode by sharing some unexpected things about starting a brokerage.]]>
‘Tis The Season ‘Tis The Season Wed, 13 Dec 2017 18:59:17 GMT 11:42 https://jacksonfuller.com/?p=18317 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8605b ‘Tis the season, but is it the season to buy a home? On this week’s episode of Escrow Out Loud, our San Francisco Real Estate podcast, we talk about timing and if there is such a thing as the perfect time to buy or sell a house. - So,


So, when is a good time to buy or sell? A somewhat flippant answer would be something like, 8 years ago, and while the property downturn was a great time to buy in hindsight, a more practical answer is, it is ALWAYS the right time to buy or sell.

The reason this question gets asked often is that people tend to think that there is a certain time of the year when they will get the best price. The reality for the San Francisco property market is that on the whole there is a general upward trend in house prices. It is true that during the November and December holiday season there is usually a lot less inventory to choose from and the sellers may be particularly motivated to sell by a certain date – this does not mean reduced prices. So, while inventory changes by season the price doesn’t. There are no Black Friday house sales!
While in theory, the best time to buy is when nobody else wants to, in practice, the right time is when you find the house you like or when life events dictate that it’s time!

Matt and Britton also chat about the wonders of real estate reality shows. The biggest issue with these is the unrealistic expectations they create. While Britton will occasionally indulge in some real estate related reality TV, Matt has an aversion to their staged nature. Britton manages to convince Matt to give the Property Brothers a try, though!

Happy holidays everyone!]]>



So, when is a good time to buy or sell? A somewhat flippant answer would be something like, 8 years ago, and while the property downturn was a great time to buy in hindsight, a more practical answer is, it is ALWAYS the right time to buy or sell.

The reason this question gets asked often is that people tend to think that there is a certain time of the year when they will get the best price. The reality for the San Francisco property market is that on the whole there is a general upward trend in house prices. It is true that during the November and December holiday season there is usually a lot less inventory to choose from and the sellers may be particularly motivated to sell by a certain date – this does not mean reduced prices. So, while inventory changes by season the price doesn’t. There are no Black Friday house sales!
While in theory, the best time to buy is when nobody else wants to, in practice, the right time is when you find the house you like or when life events dictate that it’s time!

Matt and Britton also chat about the wonders of real estate reality shows. The biggest issue with these is the unrealistic expectations they create. While Britton will occasionally indulge in some real estate related reality TV, Matt has an aversion to their staged nature. Britton manages to convince Matt to give the Property Brothers a try, though!

Happy holidays everyone!]]>
Latte Adjacent Avenues Latte Adjacent Avenues Thu, 07 Dec 2017 16:40:51 GMT 15:45 https://jacksonfuller.com/?p=18310 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8605c How do San Francisco home buyers go about choosing a neighborhood to live in? One of the things we love about San Francisco is that each neighborhood is unique with its own particular character and feel. Choosing a place that feels right can be a very ...


We are particularly partial to the brick streets in San Francisco and while there are very few of those left, it is interesting to note that most steep streets in San Francisco used to be brick for one very practical reason. Hint: it involves horses. This reason could also just be horse*&^%...

Matt loves Edgewood St. in Parnassus Heights, and some other favorites include classics like: parts of Broadway, parts of Jones, parts of Vallejo, Lombard. Lombard St. is often lauded as being the curviest street in San Francisco but it’s not (we share what is), would you want to live on a street frequented by tourists or noted in guidebooks?

So, what do buyers want to be close-to or far-away from in the city? Has this changed over the years? We call it the latte-factor. Finding the ideal location always seems to involve that perpetual battle between wanting to be in a quiet area while still enjoying the convenience of walkability to all your favorite San Francisco essentials. Being latte-factor adjacent seems to be that sweet spot.

When we show houses, we are honest about whether we would choose to live there and our reasons why. More often individual lifestyles will dictate what our ideal neighborhoods look like! Our reasons are just ours, and hopefully help you think about your home priorities.

Finally, we wrap up this week by talking about why it is often a good idea to start broad when choosing a neighborhood to live in!]]>



We are particularly partial to the brick streets in San Francisco and while there are very few of those left, it is interesting to note that most steep streets in San Francisco used to be brick for one very practical reason. Hint: it involves horses. This reason could also just be horse*&^%...

Matt loves Edgewood St. in Parnassus Heights, and some other favorites include classics like: parts of Broadway, parts of Jones, parts of Vallejo, Lombard. Lombard St. is often lauded as being the curviest street in San Francisco but it’s not (we share what is), would you want to live on a street frequented by tourists or noted in guidebooks?

So, what do buyers want to be close-to or far-away from in the city? Has this changed over the years? We call it the latte-factor. Finding the ideal location always seems to involve that perpetual battle between wanting to be in a quiet area while still enjoying the convenience of walkability to all your favorite San Francisco essentials. Being latte-factor adjacent seems to be that sweet spot.

When we show houses, we are honest about whether we would choose to live there and our reasons why. More often individual lifestyles will dictate what our ideal neighborhoods look like! Our reasons are just ours, and hopefully help you think about your home priorities.

Finally, we wrap up this week by talking about why it is often a good idea to start broad when choosing a neighborhood to live in!]]>
Open Concept Thanksgiving! Open Concept Thanksgiving! Tue, 28 Nov 2017 19:47:45 GMT 12:33 https://jacksonfuller.com/?p=18265 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8605d Small rooms, smaller closets, chamber pots and formal dining rooms. Welcome to another episode of Escrow Out Loud, our San Francisco Real Estate podcast. On this week’s Thanksgiving episode we talk about houses and house styles! -


The layout of a home often reflects the cultural values, attitudes or norms of the time period and what people want out of their houses has changed significantly in San Francisco over the years. The classic Victorian layout was all about lots of small rooms. Perhaps for heating purposes? Nowadays, everyone prefers the big open space that is the living/dining/kitchen area. Everyone knows when people get together the hub of action always seems to be in the kitchen! But do we prefer gas, electricity or induction in the said kitchen?

Matt and Britton talk about how the house layouts changed from the Victorian era, through the 1920s/30s, to now. They share their favorite layouts, which leads to an interesting side-bar – why does the term ‘open concept’ irritate Britton so much?

Finally, we reflect on how much we have to be thankful for this year. One of the things we are thankful for, of course, is all of you lovely people listening in! Happy Thanksgiving everyone!]]>



The layout of a home often reflects the cultural values, attitudes or norms of the time period and what people want out of their houses has changed significantly in San Francisco over the years. The classic Victorian layout was all about lots of small rooms. Perhaps for heating purposes? Nowadays, everyone prefers the big open space that is the living/dining/kitchen area. Everyone knows when people get together the hub of action always seems to be in the kitchen! But do we prefer gas, electricity or induction in the said kitchen?

Matt and Britton talk about how the house layouts changed from the Victorian era, through the 1920s/30s, to now. They share their favorite layouts, which leads to an interesting side-bar – why does the term ‘open concept’ irritate Britton so much?

Finally, we reflect on how much we have to be thankful for this year. One of the things we are thankful for, of course, is all of you lovely people listening in! Happy Thanksgiving everyone!]]>
I Need A Man To Sell My Home I Need A Man To Sell My Home Wed, 15 Nov 2017 14:43:50 GMT 13:37 https://jacksonfuller.com/?p=18229 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8605e Britton, I Need A Man To Sell My House. Or, sexism in real estate.  - How would you respond to the following comment: “It’s too complicated, I need a man to handle it.” Is sexism in real estate okay? Is it okay if an older person says it?


How would you respond to the following comment: “It’s too complicated, I need a man to handle it.” Is sexism in real estate okay? Is it okay if an older person says it? Do generational differences excuse sexism in real estate? Would you give it a pass if it was coming from another man? How about a woman? Should we be giving comments like this a pass at all, and if not, what can we say in the actual moment when it occurs? San Francisco has a reputation as a very free-thinking, egalitarian city, but the above example is an experience many women in the real estate industry – and we’ll wager women in general – deal with on a day to day basis. If you want to be sure of how to sell your home and where to buy your next one, then check out this DWH conducted survey.

#MeToo spread virally to share awareness about sexual assault. Numerous women have been encouraged to come forward with their experiences in the hopes of showing how common this problem really is.  This week on Escrow Out Loud, our San Francisco Real Estate podcast we do our part to spread awareness as we talk about sexism.

In today’s podcast, we are clearly not discussing assault, rather, we are sharing some ‘mere annoyances’ in the form of sexism. These ‘annoyances’ are a form of harassment that we shouldn’t just simply wave away. Undeniably, just because a person is misogynistic it does not mean they will ever graduate to committing major assault, but by dismissing the female gender in a myriad of little ways are we chipping away at the foundations of equality and paving the way for major violations to be tolerated as well?

Listen in as Matt and Britton share some of their personal experiences about sexism they've personally experienced and how hurt and bewildered it left them feeling.]]>



How would you respond to the following comment: “It’s too complicated, I need a man to handle it.” Is sexism in real estate okay? Is it okay if an older person says it? Do generational differences excuse sexism in real estate? Would you give it a pass if it was coming from another man? How about a woman? Should we be giving comments like this a pass at all, and if not, what can we say in the actual moment when it occurs? San Francisco has a reputation as a very free-thinking, egalitarian city, but the above example is an experience many women in the real estate industry – and we’ll wager women in general – deal with on a day to day basis. If you want to be sure of how to sell your home and where to buy your next one, then check out this DWH conducted survey.

#MeToo spread virally to share awareness about sexual assault. Numerous women have been encouraged to come forward with their experiences in the hopes of showing how common this problem really is.  This week on Escrow Out Loud, our San Francisco Real Estate podcast we do our part to spread awareness as we talk about sexism.

In today’s podcast, we are clearly not discussing assault, rather, we are sharing some ‘mere annoyances’ in the form of sexism. These ‘annoyances’ are a form of harassment that we shouldn’t just simply wave away. Undeniably, just because a person is misogynistic it does not mean they will ever graduate to committing major assault, but by dismissing the female gender in a myriad of little ways are we chipping away at the foundations of equality and paving the way for major violations to be tolerated as well?

Listen in as Matt and Britton share some of their personal experiences about sexism they've personally experienced and how hurt and bewildered it left them feeling.]]>
Opportunity or Offal, Off-MLS Sales in San Francisco Opportunity or Offal, Off-MLS Sales in San Francisco Fri, 10 Nov 2017 18:01:57 GMT 16:01 https://jacksonfuller.com/?p=18224 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8605f A legend exists in San Francisco about a secret, tree-lined, magical area of affordable houses. Off-market homes for sale in San Francisco - opportunity or offal? Personally, we don’t know of any magical place with easily affordable San Franciscso real...



Why don't sellers typically answer letters?
While (unfortunately!) we can’t conjure up awesome and cheap houses for our clients, we have on occasion sent letters out to homeowners of off-market homes when buyers were interested in a specific block or particular property. Although this method has been known to result in them selling their house with us, more often than not, these letters will go unanswered. There is good reason for this – Matt explains.
Pre-Foreclosure, Foreclosure, Probates, Bankruptcy
What are some other avenues people might consider when trying to snap up a property for cheap? We talk about pre-foreclosures, foreclosures, probates and bankruptcy court sales. What are some of the risks with these types of purchases? No contingencies. No inspections. Taking on whatever is on the title report including any, and all, unpaid bills.

All things considering, it doesn’t sound like we can really count on pre-foreclosures, foreclosures, probates or bankruptcy court for a good deal.

So, what can we count on? Paying market value for a property if you're lucky.
Out of Area Agents are Easy Marks
What about out of area agents?We get a lot of complaints involving out of area agents. We talk about the practice of listing a property outside of its home MLS and why hiring one as a seller is one of the best things you can do to help our buyers get a below-market-value deal.]]>




Why don't sellers typically answer letters?
While (unfortunately!) we can’t conjure up awesome and cheap houses for our clients, we have on occasion sent letters out to homeowners of off-market homes when buyers were interested in a specific block or particular property. Although this method has been known to result in them selling their house with us, more often than not, these letters will go unanswered. There is good reason for this – Matt explains.
Pre-Foreclosure, Foreclosure, Probates, Bankruptcy
What are some other avenues people might consider when trying to snap up a property for cheap? We talk about pre-foreclosures, foreclosures, probates and bankruptcy court sales. What are some of the risks with these types of purchases? No contingencies. No inspections. Taking on whatever is on the title report including any, and all, unpaid bills.

All things considering, it doesn’t sound like we can really count on pre-foreclosures, foreclosures, probates or bankruptcy court for a good deal.

So, what can we count on? Paying market value for a property if you're lucky.
Out of Area Agents are Easy Marks
What about out of area agents?We get a lot of complaints involving out of area agents. We talk about the practice of listing a property outside of its home MLS and why hiring one as a seller is one of the best things you can do to help our buyers get a below-market-value deal.]]>
Angry Dogs in Elevators and Overweight Chihuahuas Angry Dogs in Elevators and Overweight Chihuahuas Wed, 01 Nov 2017 17:54:46 GMT 13:16 https://jacksonfuller.com/?p=18219 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86060 Pets in condos. Cats. Chinchillas. Iguanas. Dogs. San Francisco is, after all, rumored to have more dogs than children. What happens when dangerous animals roam the halls? Or when innocent Fido gets heavier than the building weight limit?


Being able to finally take give a home for a pet is a very common reason people think about switching from renting to homeownership. However, communal living requires shared agreements about when and where you can do your own thing, and animals tend to want to always do their own thing. Condo homes always have HOAs which, among other things, include rules about animals.

We talk about covenants, conditions, and restriction (CC&Rs) set by HOAs about pets in condos; what kind of restrictions are sometimes put in place? Common restrictions for pets in condos can include the number of pets allowed but current state law requires that at least one pet per unit is to be allowed.

Each HOA can also set restrictions on breed, size or weight. Hmmm… We can see there is a lot of potential for complications around some of these restrictions. People often think of their pets as family members, but to what lengths would people go to keep their pets with them?

Matt and Britton share some interesting stories of people and their pets, as well as some terrible stories of incidents that have happened.

Hearing about just a few incidents with pets in condos we can see how having some of the rules in place makes good sense. On the other hand, it is often true what they say: there is no such thing as bad dogs, only bad owners. We would love to hear more about your experience with HOAs enforcing rules about animals!



If you are thinking of adding a pet to your family we urge you to adopt, not buy! 

Also, remember to always spay and neuter your pets!

]]>



Being able to finally take give a home for a pet is a very common reason people think about switching from renting to homeownership. However, communal living requires shared agreements about when and where you can do your own thing, and animals tend to want to always do their own thing. Condo homes always have HOAs which, among other things, include rules about animals.

We talk about covenants, conditions, and restriction (CC&Rs) set by HOAs about pets in condos; what kind of restrictions are sometimes put in place? Common restrictions for pets in condos can include the number of pets allowed but current state law requires that at least one pet per unit is to be allowed.

Each HOA can also set restrictions on breed, size or weight. Hmmm… We can see there is a lot of potential for complications around some of these restrictions. People often think of their pets as family members, but to what lengths would people go to keep their pets with them?

Matt and Britton share some interesting stories of people and their pets, as well as some terrible stories of incidents that have happened.

Hearing about just a few incidents with pets in condos we can see how having some of the rules in place makes good sense. On the other hand, it is often true what they say: there is no such thing as bad dogs, only bad owners. We would love to hear more about your experience with HOAs enforcing rules about animals!



If you are thinking of adding a pet to your family we urge you to adopt, not buy! 

Also, remember to always spay and neuter your pets!

]]>
Discriminating Sellers: Sell Only to Short People or Offers Anytime? Discriminating Sellers: Sell Only to Short People or Offers Anytime? Wed, 25 Oct 2017 18:20:59 GMT 11:05 https://jacksonfuller.com/?p=18208 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86061 A Realtor in San Francisco is required to present each and every offer received on the property, right? Well, not exactly. While a seller can absolutely be discriminating in the review of offers, they may not discriminate on an illegal basis.

Does a Listing Agent Have to Present My Offer to the Seller?
There is a misconception that the listing agent is required to present ALL offers to the seller. This is only true if the seller and agent have not had a prior conversation with regard to acceptable offers. A seller can instruct an agent about the offers they will review, some common examples being: no offers before a certain date, no offers below a certain price or only offers with certain contingencies. 

Does this mean the seller can choose to only view cash offers that close within 10 days?

What it doesn’t mean is that the seller can choose which offers to view for reasons that are discriminatory in nature! The conditions set must not violate the Fair Housing Act. Unfortunately, discrimination in housing isn't something that only happened in the past, which leads to a short tangent about a housing lease from the 40s/50s.

Matt quotes the definitive source on presenting offers: The California Bureau (Dept) of Real Estate on the presentation of offers.
May a Seller Discriminate When Accepting an Offer?
To repeat: while a seller can provide any instructions they wish to their agent, an agent may not break the law and present or not present an offer if the seller instructions with regard to offers are illegal. 
Offer Dates & Rejecting Offers
With a little clarity on requirements around presenting offers, we shift gears and chat about rejected offers and what rights a buyer has about rejected offers. While the Bureau of Real Estate is clear that a seller is not required to reject offers in writing, doing so does makes the best risk management practice.

Matt and Britton explain the reasons why it is good to have something in writing from a compliance and management point of view, however.

Finally: Best practices (in our humble opinion) with regard to offer dates and pre-emptive offers and why it might be a good idea to stick to the advertised offer date!

We hope you enjoyed listening to this podcast as much as we enjoyed recording it and tune in again next week for more interesting tidbits on San Francisco real estate.]]>


Does a Listing Agent Have to Present My Offer to the Seller?
There is a misconception that the listing agent is required to present ALL offers to the seller. This is only true if the seller and agent have not had a prior conversation with regard to acceptable offers. A seller can instruct an agent about the offers they will review, some common examples being: no offers before a certain date, no offers below a certain price or only offers with certain contingencies. 

Does this mean the seller can choose to only view cash offers that close within 10 days?

What it doesn’t mean is that the seller can choose which offers to view for reasons that are discriminatory in nature! The conditions set must not violate the Fair Housing Act. Unfortunately, discrimination in housing isn't something that only happened in the past, which leads to a short tangent about a housing lease from the 40s/50s.

Matt quotes the definitive source on presenting offers: The California Bureau (Dept) of Real Estate on the presentation of offers.
May a Seller Discriminate When Accepting an Offer?
To repeat: while a seller can provide any instructions they wish to their agent, an agent may not break the law and present or not present an offer if the seller instructions with regard to offers are illegal. 
Offer Dates & Rejecting Offers
With a little clarity on requirements around presenting offers, we shift gears and chat about rejected offers and what rights a buyer has about rejected offers. While the Bureau of Real Estate is clear that a seller is not required to reject offers in writing, doing so does makes the best risk management practice.

Matt and Britton explain the reasons why it is good to have something in writing from a compliance and management point of view, however.

Finally: Best practices (in our humble opinion) with regard to offer dates and pre-emptive offers and why it might be a good idea to stick to the advertised offer date!

We hope you enjoyed listening to this podcast as much as we enjoyed recording it and tune in again next week for more interesting tidbits on San Francisco real estate.]]>
Agency Disclosure Podcast In Search of a Title Agency Disclosure Podcast In Search of a Title Wed, 18 Oct 2017 17:40:11 GMT 15:58 https://jacksonfuller.com/?p=18204 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86062 Loyalty, confidentiality and the exercise of the utmost care are just a few of our duties to our clients, what are some others? This week on Escrow Out Loud, our San Francisco Real Estate podcast, we talk about one of the most important,


Welcome and hello to our new listeners, you might want to Begin at the Beginning, otherwise, we jump in with a look at real estate agency -  what an agent does and what our fiduciary duties entail. 

Now that we know what an agent does, let’s talk about who they do it for. There are three types of agency relationships in California, but keep in mind that this does differ by state. Britton gives an overview of buyer agency, seller agency, and dual agency.

People often think dual-agency means that both the buyer and the seller must be working with the same individual i.e, the same exact person with the same exact face! Britton and Matt myth-bust this assumption for us! They explain that the fiduciary relationship goes a level higher than that; the agency relationship is not with an individual agent, it is with the brokerage that holds the license for that agent.

A real-world example:  if two different real estate agents from the same brokerage are involved, one representing the seller and the other the buyer, the relationship is dual-agency. This is quite common and is perfectly legal in California but it must be disclosed and accepted. While we are on the subject of agency relationships we also explain the three parts in an agency process relationship; disclosure, election and confirmation.

Finally, how important is the selection of an agent in the process of buying a house? A home is one of the biggest assets you are likely to ever purchase. It makes sense then, to take time in selecting the best people to work with and to have advising you throughout this process, right?

Matt and Britton take us back to a time when information wasn’t so readily available on the internet and share their own experiences in buying their first houses! Back then listings were sent through to them using something called a fax machine and people engaged with an agent much earlier in the process than they do today.

We hope you enjoyed this week’s episode and picked up some new information about agency relationships.

Next week, tune in as we talk about all things offers!



Important Reminder: We aren't attorneys! We can't give you legal advice and this isn't legal advice. If you need a real estate attorney or have a legal question we can suggest some legal resources, but our podcast isn't a legal resource.]]>



Welcome and hello to our new listeners, you might want to Begin at the Beginning, otherwise, we jump in with a look at real estate agency -  what an agent does and what our fiduciary duties entail. 

Now that we know what an agent does, let’s talk about who they do it for. There are three types of agency relationships in California, but keep in mind that this does differ by state. Britton gives an overview of buyer agency, seller agency, and dual agency.

People often think dual-agency means that both the buyer and the seller must be working with the same individual i.e, the same exact person with the same exact face! Britton and Matt myth-bust this assumption for us! They explain that the fiduciary relationship goes a level higher than that; the agency relationship is not with an individual agent, it is with the brokerage that holds the license for that agent.

A real-world example:  if two different real estate agents from the same brokerage are involved, one representing the seller and the other the buyer, the relationship is dual-agency. This is quite common and is perfectly legal in California but it must be disclosed and accepted. While we are on the subject of agency relationships we also explain the three parts in an agency process relationship; disclosure, election and confirmation.

Finally, how important is the selection of an agent in the process of buying a house? A home is one of the biggest assets you are likely to ever purchase. It makes sense then, to take time in selecting the best people to work with and to have advising you throughout this process, right?

Matt and Britton take us back to a time when information wasn’t so readily available on the internet and share their own experiences in buying their first houses! Back then listings were sent through to them using something called a fax machine and people engaged with an agent much earlier in the process than they do today.

We hope you enjoyed this week’s episode and picked up some new information about agency relationships.

Next week, tune in as we talk about all things offers!



Important Reminder: We aren't attorneys! We can't give you legal advice and this isn't legal advice. If you need a real estate attorney or have a legal question we can suggest some legal resources, but our podcast isn't a legal resource.]]>
Would You, Could You, Will You Be My Agent? Would You, Could You, Will You Be My Agent? Wed, 11 Oct 2017 23:27:50 GMT 12:30 https://jacksonfuller.com/?p=18122 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86063


Matt and Britton started their real estate blog in 2006 and have always had an active online presence, so we start an episode about agency with a comment from one of our listeners. Our listeners wrote in about an experience with a listing agent who was acting as a dual agent at their request, based on one of the many articles we've published about real estate agency.

This story illustrates a few of the pitfalls of modern San Francisco real estate, especially when it comes to agency and dual agency. Our listener's comment really captures so many great topics of discussion, from agency relationships to points around offers and offer strategies as well as all the frustration clients often experience with the market – so many potential future podcasts!

But, back to agency and dual agency and strategy. Does saving the seller commission balance out in the cost vs benefit analysis? What about when there are multiple offers?  What is one of the most common assumptions potential buyers have? Matt and Britton explain why going directly to the listing agents doesn’t always mean a better deal for the buyer. The seller hired the listing agent to get the best price for the property which in turn might not be in the buyer’s best interest. Having the right mindset is essential for a dual agency – which represents multiple parties – to work.

Finally, Britton and Matt share their own experiences as dual agents. Sometimes it worked out well. Sometimes not so much!

Don’t miss our next episode where we will talk more about agency relationships – what they are and what the big misconceptions, and confusions are.]]>



Matt and Britton started their real estate blog in 2006 and have always had an active online presence, so we start an episode about agency with a comment from one of our listeners. Our listeners wrote in about an experience with a listing agent who was acting as a dual agent at their request, based on one of the many articles we've published about real estate agency.

This story illustrates a few of the pitfalls of modern San Francisco real estate, especially when it comes to agency and dual agency. Our listener's comment really captures so many great topics of discussion, from agency relationships to points around offers and offer strategies as well as all the frustration clients often experience with the market – so many potential future podcasts!

But, back to agency and dual agency and strategy. Does saving the seller commission balance out in the cost vs benefit analysis? What about when there are multiple offers?  What is one of the most common assumptions potential buyers have? Matt and Britton explain why going directly to the listing agents doesn’t always mean a better deal for the buyer. The seller hired the listing agent to get the best price for the property which in turn might not be in the buyer’s best interest. Having the right mindset is essential for a dual agency – which represents multiple parties – to work.

Finally, Britton and Matt share their own experiences as dual agents. Sometimes it worked out well. Sometimes not so much!

Don’t miss our next episode where we will talk more about agency relationships – what they are and what the big misconceptions, and confusions are.]]>
Agents Behaving Badly Agents Behaving Badly Wed, 04 Oct 2017 19:13:43 GMT 9:44 https://jacksonfuller.com/?p=18113 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86064


In this episode of Escrow Out Loud, our San Francisco Real Estate podcast, we go back to one of the properties we mentioned in our Open House episode. In hindsight, that open home experience should have given us a hint of what was to come! Matt explains the oxymoron that is the short-sale property, a process that is anything but short. Short sales involve a long process which includes getting the existing lender's approval, as they will be coming up short because the seller is unable to pay the entire loan they had taken out on the property.

Imagine finding the perfect property, in a perfect neighborhood, for the right price. Your deposit is accepted and you go into contract when suddenly the listing agent goes AWOL and the seller is uncooperative. No phone-call. No letter. Just complete radio-silence. Naturally, you would be disappointed the sale of your dream home fell through but sometimes it’s important to remember it’s not over until it’s over. 



Listen in to this episode of Escrow Out Loud to find out why we think it's important to go the distance. If Jackson Fuller is on your side and you're willing to be patient, things will work out!

Full Episode Guide for Escrow Out Loud]]>



In this episode of Escrow Out Loud, our San Francisco Real Estate podcast, we go back to one of the properties we mentioned in our Open House episode. In hindsight, that open home experience should have given us a hint of what was to come! Matt explains the oxymoron that is the short-sale property, a process that is anything but short. Short sales involve a long process which includes getting the existing lender's approval, as they will be coming up short because the seller is unable to pay the entire loan they had taken out on the property.

Imagine finding the perfect property, in a perfect neighborhood, for the right price. Your deposit is accepted and you go into contract when suddenly the listing agent goes AWOL and the seller is uncooperative. No phone-call. No letter. Just complete radio-silence. Naturally, you would be disappointed the sale of your dream home fell through but sometimes it’s important to remember it’s not over until it’s over. 



Listen in to this episode of Escrow Out Loud to find out why we think it's important to go the distance. If Jackson Fuller is on your side and you're willing to be patient, things will work out!

Full Episode Guide for Escrow Out Loud]]>
Sketchy Showings Sketchy Showings Wed, 27 Sep 2017 13:16:49 GMT 13:17 https://jacksonfuller.com/?p=18102 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86065 Private showings. Open Houses. When a buyer is ready to buy, they obviously want to see homes. What happens in homes across San Francisco during private showings? Generally, nothing of note. But every now and again,


In this episode of Escrow Out Loud, our San Francisco Real Estate podcast, we talk about some of our more sketchy showings from decades of listing and showing homes in San Francisco.

As we mentioned in episode 10 - Open House OMG! - in San Francisco, there are very few properties that are on lockbox. Maybe 10 to 15 percent of properties on the market use lockboxes, but generally homes are shown only by open house or during a private appointment.

Episode 11 belongs to Britton Jackson, who has a story of a private showing that is so... well, it just left Matt speechless and we all know how rare that is! In episode 11 of Escrow Out Loud, Matt gets quiet for and Britton takes the floor with a terrifying showing.

What's your first thought when you walk into a room full of lit candles? Do you listen to your guy and say no? What makes a true Realtor? Listen in to find out!]]>



In this episode of Escrow Out Loud, our San Francisco Real Estate podcast, we talk about some of our more sketchy showings from decades of listing and showing homes in San Francisco.

As we mentioned in episode 10 - Open House OMG! - in San Francisco, there are very few properties that are on lockbox. Maybe 10 to 15 percent of properties on the market use lockboxes, but generally homes are shown only by open house or during a private appointment.

Episode 11 belongs to Britton Jackson, who has a story of a private showing that is so... well, it just left Matt speechless and we all know how rare that is! In episode 11 of Escrow Out Loud, Matt gets quiet for and Britton takes the floor with a terrifying showing.

What's your first thought when you walk into a room full of lit candles? Do you listen to your guy and say no? What makes a true Realtor? Listen in to find out!]]>
Is Anyone Home? Is Anyone Home? Wed, 20 Sep 2017 13:32:45 GMT 13:17 https://jacksonfuller.com/?p=18097 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86066 How are open houses in San Francisco different to other markets? In this episode of Escrow Out Loud, our San Francisco Real Estate podcast, we talk about how open houses in a seller’s market such as San Francisco – really do – sell houses.




Episode 10! We've made it double digits. For our tenth show, we thought it would be fun to share some of the interesting things that have happened to us over the years at open homes. 

San Francisco, for the most part, is not a real estate market that uses lockboxes to provide access to a property. There are some great urban legends about why this is, but at this point take a look at our price points and you can understand why most homes are only available to seen by private appointment or at an open home. 

We have hosted our share of open houses over the years, and some interesting things have happened over the years on Saturday and Sunday afternoons from 1pm to 4pm. Whether it is bringing a pet, a child, or something else, listen along to discover what people bring - and what people leave to open homes in San Francisco.

Escrow Out Loud is our San Francisco real estate podcast. No names, no addresses, just true stories about San Francisco real estate. For a guide to all of the episodes, subscribe to our podcast in your favorite player, or visit our podcast page for an index to all of our podcast episodes.]]>





Episode 10! We've made it double digits. For our tenth show, we thought it would be fun to share some of the interesting things that have happened to us over the years at open homes. 

San Francisco, for the most part, is not a real estate market that uses lockboxes to provide access to a property. There are some great urban legends about why this is, but at this point take a look at our price points and you can understand why most homes are only available to seen by private appointment or at an open home. 

We have hosted our share of open houses over the years, and some interesting things have happened over the years on Saturday and Sunday afternoons from 1pm to 4pm. Whether it is bringing a pet, a child, or something else, listen along to discover what people bring - and what people leave to open homes in San Francisco.

Escrow Out Loud is our San Francisco real estate podcast. No names, no addresses, just true stories about San Francisco real estate. For a guide to all of the episodes, subscribe to our podcast in your favorite player, or visit our podcast page for an index to all of our podcast episodes.]]>
Places in Weird Places Places in Weird Places Wed, 13 Sep 2017 12:36:06 GMT 13:06 https://jacksonfuller.com/?p=18065 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86067 Above a Bar? In the middle of an industrial neighborhood? Off a lobby? Through a garage? What are some of the weirder places you would live? Is hiring a crane to move your furniture in a deal breaker? Give a San Franciscan a little bit of space,

Show Notes:
No links to share for properties above bars at 16th and Guerrero, but if that's what you are looking for, let us know!

Buildings with homes off the lobby:

45 Lansing - TheJasper,

77 Dow - Dow Place
What's for sale at The Infinity:
Mentioned in the context of the BMR units built at 888 7th and 1600 Market St. 


What's for sale at 888 7th: 
A large development that consists primarily of BMR homes with some market rate homes. 


What's for sale in Noe Valley?
That cottage on Clipper? That's a Noe Valley address - here's everything else on the market right now in Noe Valley. 


Bye Felicia!
Episode 4 of our podcast  - where we talk about a BMR sale that was also a foreclosure with an out of area listing agent - comes up towards the end when we talk about BMR developments. 

Over the years we've some some homes in interesting places. When you live in a city where space is a premium, people try their best not to waste space. Creative uses of space lead to some very creative homes, but not all of the creative solutions will work for everyone. Would you like a home directly above a nightclub? Behind another home? In a development that is primarily below market rate? Surrounded by industrial lots? 

We hope you enjoy Episode 09 of Escrow Out Loud, San Francisco Real Estate Stories. 
Entire Escrow Out Loud Podcast Episode List]]>


Show Notes:
No links to share for properties above bars at 16th and Guerrero, but if that's what you are looking for, let us know!

Buildings with homes off the lobby:

45 Lansing - TheJasper,

77 Dow - Dow Place
What's for sale at The Infinity:
Mentioned in the context of the BMR units built at 888 7th and 1600 Market St. 


What's for sale at 888 7th: 
A large development that consists primarily of BMR homes with some market rate homes. 


What's for sale in Noe Valley?
That cottage on Clipper? That's a Noe Valley address - here's everything else on the market right now in Noe Valley. 


Bye Felicia!
Episode 4 of our podcast  - where we talk about a BMR sale that was also a foreclosure with an out of area listing agent - comes up towards the end when we talk about BMR developments. 

Over the years we've some some homes in interesting places. When you live in a city where space is a premium, people try their best not to waste space. Creative uses of space lead to some very creative homes, but not all of the creative solutions will work for everyone. Would you like a home directly above a nightclub? Behind another home? In a development that is primarily below market rate? Surrounded by industrial lots? 

We hope you enjoy Episode 09 of Escrow Out Loud, San Francisco Real Estate Stories. 
Entire Escrow Out Loud Podcast Episode List]]>
Cash Changes Everything Cash Changes Everything Wed, 06 Sep 2017 14:33:12 GMT 12:17 https://jacksonfuller.com/?p=18056 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86068 Episode 08 - Cash Changes Everything
September 6, 2017


If you are a buyer in a competitive situation and you are financing your purchase, please visit California contractor bond because how can you compete against an all cash offer? Is it even worth trying? If you are a buyer and you are making an all cash offer, will you typically receive a discount in San Francisco? Does the highest offer always win in San Francisco? 

An offer to purchase consists of price and terms, and when one of those terms is cash, not only does that particular transaction run a little differently, but the overall market is impacted as other non-cash buyers taht are financing their purchase with a loan adapt their offer terms and prices to compete. 

Cash changes everything, and we hope you enjoy listening along to this episode of Escrow Out Loud, our San Francisco real estate podcast. Yes, we've got a website with listings, but we know that doesn't mean much in 2017. From our podcast to our YouTube playlists This Week in San Francisco Real Estate and San Francisco Real Estate Q and A, we hope you'll take the time to research us to see if we are the right fit for your next move in San Francisco. Please subscribe and tell your friends!]]>
Episode 08 - Cash Changes Everything
September 6, 2017


If you are a buyer in a competitive situation and you are financing your purchase, please visit California contractor bond because how can you compete against an all cash offer? Is it even worth trying? If you are a buyer and you are making an all cash offer, will you typically receive a discount in San Francisco? Does the highest offer always win in San Francisco? 

An offer to purchase consists of price and terms, and when one of those terms is cash, not only does that particular transaction run a little differently, but the overall market is impacted as other non-cash buyers taht are financing their purchase with a loan adapt their offer terms and prices to compete. 

Cash changes everything, and we hope you enjoy listening along to this episode of Escrow Out Loud, our San Francisco real estate podcast. Yes, we've got a website with listings, but we know that doesn't mean much in 2017. From our podcast to our YouTube playlists This Week in San Francisco Real Estate and San Francisco Real Estate Q and A, we hope you'll take the time to research us to see if we are the right fit for your next move in San Francisco. Please subscribe and tell your friends!]]>
Elevator Kryptonite Elevator Kryptonite Wed, 30 Aug 2017 18:48:09 GMT 13:09 https://jacksonfuller.com/?p=18024 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86069

Episode 07: Elevator Kryptonite


What elevators in San Francisco are the fastest? The oldest and coolest? The saddest and most tragic? From the high-speed marvels at One Rincon Hill to the 1920s classics in art-deco buildings, SF has some very cool and unique elevators. SF also has some elevators that fail to elevate as promised, and in this podcast, we dedicate ourselves to an exploration of San Francisco. One elevator at a time.

Links to neighborhoods and buildings mentioned in this episode:

One Rincon Hill

Park Hill Condos

 
Escrow Out Loud Index
If you didn't catch Episode 1 or any of our other podcast episodes, please subscribe or visit our Escrow Out Loud podcast page with all of the episodes.



]]>


Episode 07: Elevator Kryptonite


What elevators in San Francisco are the fastest? The oldest and coolest? The saddest and most tragic? From the high-speed marvels at One Rincon Hill to the 1920s classics in art-deco buildings, SF has some very cool and unique elevators. SF also has some elevators that fail to elevate as promised, and in this podcast, we dedicate ourselves to an exploration of San Francisco. One elevator at a time.

Links to neighborhoods and buildings mentioned in this episode:

One Rincon Hill

Park Hill Condos

 
Escrow Out Loud Index
If you didn't catch Episode 1 or any of our other podcast episodes, please subscribe or visit our Escrow Out Loud podcast page with all of the episodes.



]]>
It’s About Time It’s About Time Thu, 24 Aug 2017 21:39:14 GMT 14:49 https://jacksonfuller.com/?p=18013 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8606a

Episode 06: It's About Time


How long should it take to find a home during a San Francisco home search? What's the shortest home search we've ever had with a client? What's the longest home search? How long is an escrow in San Francisco? What's the longest and shortest escrow we've had? Time is of the essence, so we made a little time to talk about some of the more interesting stories involving time, and it's essence, from our years in San Francisco real estate.
Escrow Out Loud Index
If you didn't catch Episode 1 or any of our other podcast episodes, please subscribe or visit our Escrow Out Loud podcast page with all of the episodes.



]]>


Episode 06: It's About Time


How long should it take to find a home during a San Francisco home search? What's the shortest home search we've ever had with a client? What's the longest home search? How long is an escrow in San Francisco? What's the longest and shortest escrow we've had? Time is of the essence, so we made a little time to talk about some of the more interesting stories involving time, and it's essence, from our years in San Francisco real estate.
Escrow Out Loud Index
If you didn't catch Episode 1 or any of our other podcast episodes, please subscribe or visit our Escrow Out Loud podcast page with all of the episodes.



]]>
Bigger Than A Boat Bigger Than A Boat Wed, 16 Aug 2017 16:17:28 GMT 13:52 https://jacksonfuller.com/?p=18002 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8606b

Episode 05: Bigger Than A Boat


If you've been spending your months on the high seas, a one-bedroom home in San Francisco might seem downright spacious. In this episode, we chat about working with The Sailors - clients that were ready to put down anchor in San Francisco. Bonus guest star appearance from one of the most adorable property types around - a one-bedroom single family home.

If you didn't catch Episode 1 of our San Francisco real estate podcast, then we hope you'll begin at the beginning and listen in from the very first episode.

If you didn't catch Episode 2 of our San Francisco real estate podcast, well... you never know...

If you didn't catch Episode 3 of our San Francisco real estate podcast, well... are buyer's liars?

If you didn't catch Episode 4 of our San Francisco real estate podcast, well... Bye Felicia!



Please take a moment to subscribe to our San Francisco real estate podcast. And tell all your friends!]]>


Episode 05: Bigger Than A Boat


If you've been spending your months on the high seas, a one-bedroom home in San Francisco might seem downright spacious. In this episode, we chat about working with The Sailors - clients that were ready to put down anchor in San Francisco. Bonus guest star appearance from one of the most adorable property types around - a one-bedroom single family home.

If you didn't catch Episode 1 of our San Francisco real estate podcast, then we hope you'll begin at the beginning and listen in from the very first episode.

If you didn't catch Episode 2 of our San Francisco real estate podcast, well... you never know...

If you didn't catch Episode 3 of our San Francisco real estate podcast, well... are buyer's liars?

If you didn't catch Episode 4 of our San Francisco real estate podcast, well... Bye Felicia!



Please take a moment to subscribe to our San Francisco real estate podcast. And tell all your friends!]]>
BMRs say Bye, Felicia! BMRs say Bye, Felicia! Wed, 09 Aug 2017 21:15:09 GMT 13:17 https://jacksonfuller.com/?p=17998 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8606c In this episode of our San Francisco real estate podcast Escrow Out Loud with Matt Fuller and Britton Jackson we discuss Below Market Rate homes (BMR) in San Francisco. This podcast looks back at a particular transaction at a particular point in time (...

Episode 04: Bye Felicia!


Below Market Rate homes are condo homes in San Francisco with very particular and specific requirements around buyer eligibility and sales price. In this episode we look back at a particular sale that happened during the downturn, when a BMR was a foreclosure and the listing agent was an out-of-area agent. Fun things happened and friendships were made before the deal even began.... or not!

 

If you didn't catch Episode 1 of our San Francisco real estate podcast, then we hope you'll begin at the beginning and listen in from the very first episode.

If you didn't catch Episode 2 of our San Francisco real estate podcast, well... you never know...

If you didn't catch Episode 3 of our San Francisco real estate podcast, well... are buyer's liars?



Please take a moment to subscribe to our San Francisco real estate podcast. And tell all your friends!]]>


Episode 04: Bye Felicia!


Below Market Rate homes are condo homes in San Francisco with very particular and specific requirements around buyer eligibility and sales price. In this episode we look back at a particular sale that happened during the downturn, when a BMR was a foreclosure and the listing agent was an out-of-area agent. Fun things happened and friendships were made before the deal even began.... or not!

 

If you didn't catch Episode 1 of our San Francisco real estate podcast, then we hope you'll begin at the beginning and listen in from the very first episode.

If you didn't catch Episode 2 of our San Francisco real estate podcast, well... you never know...

If you didn't catch Episode 3 of our San Francisco real estate podcast, well... are buyer's liars?



Please take a moment to subscribe to our San Francisco real estate podcast. And tell all your friends!]]>
Buyers Are Liars? Or it Just Rhymes? Buyers Are Liars? Or it Just Rhymes? Wed, 28 Jun 2017 19:01:53 GMT 19:38 https://jacksonfuller.com/?p=17912 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8606d

It's a slogan we've heard out of mouths both cynical and not in real estate: Buyers are Liars. Is it true, or is it like the lego movie suggests: It is so because it rhymes? ** (Matt can't quote movie lyrics verbatim.)

So I ask Britton - is that her experience? And with a variety of great stories (in our humble opinion) we explore if it is true that buyers or liars, or if the truth is a lot more innocent but less rhyming?

If you didn't catch Episode 1 of our San Francisco real estate podcast, then we hope you'll begin at the beginning and listen in from the very first episode.

If you didn't catch Episode 2 of our San Francisco real estate podcast, well... you never know - please listen in and subscribe! =



Please take a moment to subscribe to our San Francisco real estate podcast. And tell all your friends!

]]>


It's a slogan we've heard out of mouths both cynical and not in real estate: Buyers are Liars. Is it true, or is it like the lego movie suggests: It is so because it rhymes? ** (Matt can't quote movie lyrics verbatim.)

So I ask Britton - is that her experience? And with a variety of great stories (in our humble opinion) we explore if it is true that buyers or liars, or if the truth is a lot more innocent but less rhyming?

If you didn't catch Episode 1 of our San Francisco real estate podcast, then we hope you'll begin at the beginning and listen in from the very first episode.

If you didn't catch Episode 2 of our San Francisco real estate podcast, well... you never know - please listen in and subscribe! =



Please take a moment to subscribe to our San Francisco real estate podcast. And tell all your friends!

]]>
You Never Know: Escrow Out Loud, Episode 02 You Never Know: Escrow Out Loud, Episode 02 Thu, 22 Jun 2017 00:22:14 GMT 17:42 https://jacksonfuller.com/?p=17900 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8606e

Episode 02: You Never Know
It's a truism in real estate that You Never Know. What can happen when you go to the dog park? In San Francisco real estate, you never know! Will you find a stray dog? a new client? a business partner?

What can happen when you go to the dog park? In San Francisco real estate, you never know! Will you find a stray dog? a new client? a business partner?

What can happen when you park your car in the mission? In San Francisco real estate, you never know. Britton might meet a new client, might show off one of her many Realtor super-powers, or demonstrate the value of showing up a few minutes early instead of a few minutes late!

What can happen when you are on your way to the real estate office? In San Francisco traffic, you never know. Accidents can happen and in the process of doing her civic duty, Britton inadvertently gives something away and has to go on quite a walk to track it down.

What can happen when you're walking down the street and see some guy and his dogs that sound familiar? When your brother-in-law suggests you keep your eye out for some guy and his dogs, what do you yell when you think you see them while randomly walking down the street in Noe Valley?

If you didn't catch Episode 1 of our San Francisco real estate podcast, then we hope you'll begin at the beginning and listen in from the very first episode.



Please take a moment to subscribe to our San Francisco real estate podcast. And tell all your friends!

]]>


Episode 02: You Never Know
It's a truism in real estate that You Never Know. What can happen when you go to the dog park? In San Francisco real estate, you never know! Will you find a stray dog? a new client? a business partner?

What can happen when you go to the dog park? In San Francisco real estate, you never know! Will you find a stray dog? a new client? a business partner?

What can happen when you park your car in the mission? In San Francisco real estate, you never know. Britton might meet a new client, might show off one of her many Realtor super-powers, or demonstrate the value of showing up a few minutes early instead of a few minutes late!

What can happen when you are on your way to the real estate office? In San Francisco traffic, you never know. Accidents can happen and in the process of doing her civic duty, Britton inadvertently gives something away and has to go on quite a walk to track it down.

What can happen when you're walking down the street and see some guy and his dogs that sound familiar? When your brother-in-law suggests you keep your eye out for some guy and his dogs, what do you yell when you think you see them while randomly walking down the street in Noe Valley?

If you didn't catch Episode 1 of our San Francisco real estate podcast, then we hope you'll begin at the beginning and listen in from the very first episode.



Please take a moment to subscribe to our San Francisco real estate podcast. And tell all your friends!

]]>
Escrow Out Loud: Begin at the Beginning Escrow Out Loud: Begin at the Beginning Wed, 03 May 2017 09:44:21 GMT 24:58 https://jacksonfuller.com/?p=17843 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf8606f


From the Mission to the Excelsior (the neighborhoods where each of us sold our first homes) to Pacific Heights, Nob Hill, Russian Hill, South Beach and beyond (of our many neighborhoods, we've sold in almost all of them), these are true San Francisco real estate stories. Press play below or subscribe with your favorite podcast app below:



Our goal is to deliver insight with every interaction. If we can get you to say - out loud - “I never would have thought of that…” then we know we are doing our job. Subscribe and listen to our San Francisco real estate podcast for stories where our clients do exactly that.

We believe that working with a real estate agent should be easy, and our job is to help you coordinate all the moving parts so that no detail is left untended. We don't catch every detail, although being perfect would be awesome! Listen along for podcast stories about the details in SF real estate. Some that really matter, and others that matter surprisingly little.

We know that strong relationships are the foundation of our business, we've been amazed at the power of relationships in the real estate industry. And we aren't just telling stories about strong relationships with clients - but also relationships with trusted business partners, vendors, and so many others that help us get the job done.

As the years have gone on, and we've moved from analog relationships to digital ones, I've begun to miss some of the time we spent with our clients in the car building social capital and trust as we toured homes together. Between touring homes, we always had plenty of time for stories. Stories about homes, stories about people, stories about San Francisco.

We hope you'll enjoy our San Francisco real estate podcast! We also hope it helps you think about various ways to approach buying or selling a home in San Francisco, and offers insights into what happens during an escrow that you might not have been aware of.

For our debut issue, it seems only fitting to begin, well, at the beginning. How did Britton Jackson come into the world of San Francisco real estate? What brought Britton Jackson to San Francisco? Who were her first clients? Did they know they were her first clients? Was her first real estate transaction simple? Or insanely complicated?

After you hear the story of Britton's first escrow, I think you'll be amazed that she didn't run screaming from the business. I am!]]>



From the Mission to the Excelsior (the neighborhoods where each of us sold our first homes) to Pacific Heights, Nob Hill, Russian Hill, South Beach and beyond (of our many neighborhoods, we've sold in almost all of them), these are true San Francisco real estate stories. Press play below or subscribe with your favorite podcast app below:



Our goal is to deliver insight with every interaction. If we can get you to say - out loud - “I never would have thought of that…” then we know we are doing our job. Subscribe and listen to our San Francisco real estate podcast for stories where our clients do exactly that.

We believe that working with a real estate agent should be easy, and our job is to help you coordinate all the moving parts so that no detail is left untended. We don't catch every detail, although being perfect would be awesome! Listen along for podcast stories about the details in SF real estate. Some that really matter, and others that matter surprisingly little.

We know that strong relationships are the foundation of our business, we've been amazed at the power of relationships in the real estate industry. And we aren't just telling stories about strong relationships with clients - but also relationships with trusted business partners, vendors, and so many others that help us get the job done.

As the years have gone on, and we've moved from analog relationships to digital ones, I've begun to miss some of the time we spent with our clients in the car building social capital and trust as we toured homes together. Between touring homes, we always had plenty of time for stories. Stories about homes, stories about people, stories about San Francisco.

We hope you'll enjoy our San Francisco real estate podcast! We also hope it helps you think about various ways to approach buying or selling a home in San Francisco, and offers insights into what happens during an escrow that you might not have been aware of.

For our debut issue, it seems only fitting to begin, well, at the beginning. How did Britton Jackson come into the world of San Francisco real estate? What brought Britton Jackson to San Francisco? Who were her first clients? Did they know they were her first clients? Was her first real estate transaction simple? Or insanely complicated?

After you hear the story of Britton's first escrow, I think you'll be amazed that she didn't run screaming from the business. I am!]]>
We Missed You Too! We Missed You Too! Sat, 01 Jul 2006 05:23:55 GMT 0 http://www.jacksonfuller.com/?p=78 no https://shows.pippa.io/5ab02d3b627e02027cf8604d/5ab02d4d627e02027cf86070 To start off our most recent podcast, we take a moment to clarify: not dead, just busy. Any other questions? Matt and Britton jump back into the San Francisco market with a mid-year update on sales numbers from the MLS,
Matt and Britton jump back into the San Francisco market with a mid-year update on sales numbers from the MLS, information provided by the California Association of Realtor's chief economist, a good news update about condo conversions in San Francisco, and finish with one cool house in the Castro area.

We Missed You Too!]]>

Matt and Britton jump back into the San Francisco market with a mid-year update on sales numbers from the MLS, information provided by the California Association of Realtor's chief economist, a good news update about condo conversions in San Francisco, and finish with one cool house in the Castro area.

We Missed You Too!]]>